The public healthcare system in Kenya is being supplemented by private health insurance, as more people look for private health insurance solutions.

The top 5 reasonably priced private health insurance companies in Kenya as of 2024 are as follows:

1. Jubilee Health Insurance

One of the top health insurance companies in Kenya is Jubilee Health Insurance. They provide a selection of reasonably priced programs designed to accommodate the requirements of both individuals and families.

Important characteristics:

• Extensive coverage, both inpatient and outpatient.
• Benefits for mothers.
• Pre-existing and chronic condition coverage.
• Broad hospital and clinic network.
• Cover for optics and dentistry.

Reasons It’s Cheap:

Jubilee is affordable for a wide range of people thanks to its family-friendly pricing and flexible payment options.

2. AAR Insurance Kenya

AAR Insurance is well-known for providing services that are focused on the needs of its clients and offering a range of health insurance plans to suit various clientele.

Important characteristics:

• Both outpatient and inpatient care.
• Coverage for chronic illnesses that is specialized.
• Newborn and maternity care.
• Services for emergency evacuation.
• Programs for wellness.

Why It’s So Cheap:

Competitive rates combined with regular promotional discounts and the ability to customize plans to fit individual budgets and health needs.

3. Britam

Britam provides a range of health insurance plans that are intended to offer complete coverage at affordable prices.

Important characteristics:

Coverage for outpatients and inpatients.

• Protection against long-term ailments.
• Benefits for mothers.
• Availability of a large provider network.
• Services for preventive care.

4. CIC Insurance

An established company, CIC Insurance is renowned for its reasonable rates and wide range of health care choices.

Important characteristics:

• Extensive coverage, both inpatient and outpatient.
• Health care for mothers and children.
• Management of chronic illnesses.
• Cover for optics and dentistry.
• Availability of a large hospital and clinic network

5. UAP Old Mutual

UAP Old Mutual offers a variety of health insurance policies to meet the varying demands of its clients, guaranteeing thorough and reasonably priced medical coverage.

Important characteristics:

Coverage for outpatients and inpatients.

• Care for maternity.
• Pre-existing and chronic condition coverage.
• Advantages for teeth and eyes.
• Programs for wellness and preventive care.

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