It is not uncommon to get hard up in January. January is stated to be the longest money hangover month of all year. 2020 being a new decade “watu wametoka ushago”walituachia tokens zikipiga kelele kwa ploti here is where to start from

1 Avoid luxury To survive 

Let your body marinate on the fats and nyama choma that was being eaten profusely during December. Learn to survive like a camel in the desert. It’s time to invest in mama mboga and keep fit with Sukuma wiki

2 Ignore TV or WI-FI subscriptions

It’s time to make use of your bonga points. Redeem those things as though u were redeeming your life. Avoid wifi unless it’s free. Potea online kidogo with the excuse of you are planning your 2020  but at the back of the mind you are aware of how life has slapped u . Unless otherwise if you can use the WIFI to download images of nyama choma as u enjoy water and KDF

Also Read: Going to Shags For Christmas? Here is a Travel Advisory

3 Stay indoors

Wacha peer pressure. Its time you bonded with cockroaches and mosquitoes in your lovely bedsitter. This in turn helps you save money that could have burna boyed itself to events and dates

4. Go for affordable, secondhand items

Gikomba and Mutindwa markets should be your best friends. Remember the saying “The early bird catches the worm” wake up for morning preps and Go fetch those nice  classy mitumba

5. Avoid Loans

Fuliza Mshwari Tala Opesa Branch and whatever loan apps that may try to seduce you during this long month should be your worse enemies. As much you are their trusted customers avoid avoid avoid. Lipa Fuliza Kwanza

6 Use commuter train services  

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Madaraka express pale Railways should be bae to you .Instead of using taxi apps to and from work, you can opt for a commuter train.

It is cheap, reliable and faster to use a train. For instance, if you live in Kibera, Embakasi, Kikuyu, Syokimau then the train is the best option to use as a survival tactic in ‘Njaanuary.

’It will cost you only Sh 60 daily on a train

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