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A few years ago, three friends Njogu Kinyanjui, Titus Marenye and Samuel Njuguna came together to launch an application that would enable people to save and invest small amounts of money.

In a country where a majority of the working population earns no more than Sh50,000 a month, the trio felt that most of the investment tools available in the market had high initial deposit requirements that discouraged willing individuals from investing with them.

Leveraging on their backgrounds in computer science, finance and technology, the three thus developed an application dubbed Chumz that would enable anyone to save and invest with as low as five Kenyan shillings.

“The idea was to help individuals who struggled with creating a savings and investment culture due to lack of discipline and the high capital requirements of most investment channels,” said Njuguna, co-founder of Chumz.

In 2022, they secured a license from the Capital Markets Authority (CMA) to enable them to channel the funds collected to a licensed fund manager who would then offer a return to the fund, and the interests thereafter distributed to individual clients.

The platform would utilize behavioral psychology to guide users on when to save and invest based on their spending habits.

When a user gets a discount on a purchase for instance, the app prompts the user to invest the money they have received as a discount, instead of spending it elsewhere.

“For example, if cooking oil was going for Sh500 but a customer finds it is on discount for Sh400, they can save the Sh100 difference,” posed Njuguna.

The same applies when users negotiate for lower prices. They can save the difference between the marked price and the negotiated price.

“Psychology wise this makes sense because the user had planned to spend the money anyway,” noted Njuguna.

The app sends alerts to users when they are in places where they are likely to overspend, such as on outings.

“A user in a pub for instance can get an alert which will help him or her to avoid over indulging in consumerism,” stated Njuguna.

It also has a group functionality for merry go rounds (chamas), that sends an alert once one member makes a deposit, to encourage other members to follow suit.

The tool also sends reminders at strategic times during the month to encourage clients to save and invest so that they can make the most out of their income.

Titus Marenye, co-founder of Chumz, notes that getting people to change spending habits that have sometimes pushed them to rely heavily on predatory mobile loans for quick cash, and instead focus on saving small amounts of money that could in the long run guarantee financial independence has not been easy.

“Basic financial literacy is lacking and this has meant that we have had to create financial literacy content and partner with a number of entities that do financial literacy. We have also recognized that financial jargon has kept many retail investors from investing, and we are breaking down this jargon to make it more accessible to everyone,” notes Marenye.

He says these approaches have helped even the people who have never saved or invested before to do so, and change the perception that investing is only for a select few.

“For instance, a shoemaker in Ngara called Maina would save Sh50 daily until he managed to purchase his work equipment. His biggest aha moment was when his small savings amounted to something substantial,” notes Marenye.

Njogu Kinyanjui, co-founder of Chumz, says they have also recently noticed that some parents are using the Chumz app to teach their children about finance, how interest accumulates, the long-term effects of deferred gratification, and how to create future financial goals.

“Eliud, a father of 3, has been using the app to save for his kids and train them on how money grows,” poses Kinyanjui.

Currently, the Chumz app, which is available for download on Google playstore and the Appstore, has over 150,000 registered users.

Compared to the continental average of 17 percent, Kenya’s average savings and investment rate is still low, with only about 13 percent of the population engaged in saving. Samuel says they plan on enhancing the app to encourage saving and investing by making it a fun activity.

“We are working on achieving this by creating gamified experiences around saving and investment triggers tied to the clients’ lifestyle around money. We have also created financial calculators to guide clients on how to manage their funds on our website,” notes Kinyanjui.

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14 years ago, billionaire Mohan Galot went to court to regain control of his company where his nephews had stolen billions of shillings in revenue. It was sweet justice yesterday when the High Court settled the vicious battle for the control of garment maker Manchester Outfitters Ltd (MOL) by declaring Mohan Galot as the legitimate director.

Mohan and his nephew Pravin Galot have been battling in court for the control of the company incorporated on November 3, 1977.

But Justices Lilian Mutende, Chacha Mwita and Mugure Thande on Thursday found that the director of Manchester Outfitters Ltd is Mohanlal Pusharam Galot who is also the governing director.

Mohan testified in court that Manchester Outfitters was established in 1954 by his father the late Lachman Pusharam Galot as a sole proprietorship to carry on the business of uniform production and distribution.

It was later converted into a 50/50 partnership between Pusharam and Mohan.

They employed Mohans brothers, Lalchand Pusharam Galot, Ganeshlal Pusharam Galot and Sohanlal Pusharam Galot.

When Pusharam died on November 12, 1973, he left a will dated October 27, 1973, in which he bequeathed his four sons a quarter of his 50 per cent interest in the partnership.

As a result, Mohan’s share of the partnership increased to 62 per cent while each of his brothers got 12.5 per cent of the business.

The issues for determination according to the bench were who the shareholders of MOL are, and who are the directors of MOL.

They relied on the company’s articles of association, specifically article 10 which indicated that once Lalchand died, Mohan was to automatically and without any meeting of shareholders or directors assume the position of governing director of MOL.

He was to hold office until his death or vacate office under Article 13.

As the new governing director, the Judges said Mohan could exercise all the power and authority of the position.

“One of the powers he could exercise was the removal at any time of a director of MOL, howsoever appointed, other than a permanent director,”

Judges said it is not in dispute that Pravin was appointed managing director but at the same time indicated no evidence was placed before the court to demonstrate that Pravin or Rajesh Galot were ever permanent directors in MOL.

“The claim by the defendants that they were permanent directors is therefore without any basis,” the judges ruled.

During the hearing, Pravin and Rajesh admitted that their father Ganeshlal, Mohan, Sohanlal and Lalchand are brothers and the sons of Pusharam.

According to Pravin, he was appointed Managing Director of MOL in 1991.

His case was that there was no board resolution removing him from an office he had held for 31 years.

But the Judges in their ruling found that the removal of Pravin, Rajesh and Ganeshlal as directors of MOL by Mohan in 2007, was an exercise of the power conferred upon him as governing director by Article 10.

“In the circumstances, the conclusion we come to on this issue is that Pravin and Rajesh ceased to be directors of MOL on 14 March 2007 while Ganeshlal ceased to be a director on June 7, 2007,” they said

“It follows therefore that Mohan is the only remaining director of MOL,” they added.

The three-judge bench also cited a registrar record which contains notification of change of directors and secretaries dated March 17, 2007 showing that Pravin and Rajesh ceased to be managing director and executive director respectively, with effect from March 14, 2007.

They subsequently found and held that the shareholders of Manchester Outfitters Limited are Lalchand Pusharam Galot with 1 management share and 349 ordinary shares.

Mohanlal Pusharam Galot with 1 management share and 349 ordinary shares. Galot Limited with 700 ordinary shares and the director is Mohan.

Following the court’s ruling, Mohan in a notice to its employees welcomed the decision saying “I have been reaffirmed as not only the sole director but also its chairman and Governing Director of MOL.”

He assured the staff members that their employment remains secure amidst the changes which will be made.

“We appeal for your patience and cooperation during this period of transition,” read the notice.

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itel, a leading reliable smart life brand, has announced a significant enhancement to its after-sales policy: an extension of warranty coverage for its feature phones across SSA markets from the standard 12 months to an impressive 24 months.

This upgrade not only sets itel apart from its industry competitors, but also serves as a powerful testament to its unyielding dedication to providing trusted services and support to its customers across the region.

Starting its business journey in 2008, itel has deep roots in SSA markets for over 15 years. Throughout its journey, it has always aimed to stand behind the quality of its products and build enduring relationships with its consumers.

The feature phone range offered by itel embodies not only affordability but also practicality, tailored to the diverse needs of users in tier 3 and tier 4 markets across SSA.

Furthermore, itel maintains a stringent focus on product quality, ensuring its devices are resistant to drops and water. This dedication has earned itel the prestigious titles of the global No.1 feature phone brand and No.1 feature phone brand in SSA markets for an unprecedented five consecutive years.

This upgrade not only signifies itel’s position as a global smart life brand, but also underscores its steadfast commitment to prioritizing consumers satisfaction and valuing long-term loyalty among its users. By consistently providing reliable and affordable products and services in emerging markets, itel continues to redefine industry benchmarks, setting new standards of excellence.

As always, itel remains dedicated to transparency and tries to ensure that consumers are fully informed. While after-sales service policies vary by country and product, consumers are encouraged to refer to local policies for detailed information. For further inquiries or to learn more about itel’s innovative product portfolio, please visit www.itel-life.com

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Xiaomi has today announced the launch of Redmi A3, hailed as the best gift you can gift someone this April Holiday season and the latest addition to the entry-level Redmi smartphone family.

Boasting a stylish design, a large, high refresh rate display, AI dual camera, and more, Redmi A3 elevates the entry level smartphone user experience to unprecedented levels of functionality and elegance.

Making style its central priority, Redmi A3 addresses the preferences of users seeking an affordable yet elegant glass design, as well as those who prefer a more subdued finish. Under bright light, the back panel of the Midnight Black is designed to resemble stars in the night sky, while the Star Blue variant reflects a rainbow-like sheen that exudes sophistication and class.

Redmi A3 is also available in Forest Green1, featuring a smudge-resistant, matte, leather-textured back design that exudes rationality and refinement.

All Redmi A3 models feature a large, circular, finely detailed camera deco that presents a different sheen depending on the angle of refraction and lighting environment. Moreover, with an 8.3mm2 ultra-slim body for an excellent in-hand feel, Redmi A3 feels reassuringly robust, sleek, and crafted for optimal comfort.

Redmi A3 brings high-definition video and social media content with a large 6.71-inch HD+ display that offers a refresh rate of up to 90Hz3 to deliver a silky smooth, immersive experience that defies its price-point.

Screen durability is ensured with Corning® Gorilla® Glass 3 display protection, while enhanced eye-care protection is provided by DC dimming that reduces exposure to blue light and overall flicker.

Users on a budget can still enjoy the upgraded AI dual camera system with 8MP main camera supported by an auxiliary lens that enables stunning portrait shots. Users can also take advantage of film Camera, which allows them to preview scenes using several filter effects in real-time before taking the shot, a feature previously exclusive to Redmi Note devices.

A 5MP front camera is bolstered by a beautifier that smooths skin tone, and a soft-light ring that brightens selfie shots in low light conditions.

Every effort has been made to ensure reliable user experience, with Redmi A3 supporting advanced security features that include both Face Unlock4, and Fingerprint Unlock via a fast and responsive side-mounted fingerprint sensor.

Featuring a convenient 3.5mm headphone jack, Redmi A3 is also equipped with a USB Type-C 10W charging port5. Sporting a large 5000mAh (typ) battery, Redmi A3 will keep pace with users throughout the day and beyond, delivering up to 29 hours of call time6, and up to 17 hours of video playback6.

Redmi A3 has also been rigorously tested to deliver outstanding physical durability, completing roller testing (300 times)6 and USB durability testing (10,000 times)6.

Delivering ample performance and power efficiency, Redmi A3 is powered by an octa-core MediaTek Helio G36 processor, and is available in 3GB+64GB, and 4GB+128GB configurations.

Extended memory technology expands available RAM to up to 8GB7, ensuring slick app loading and switching, while additional data storage is available via a microSD slot, which supports microSD cards of up to 1TB8.

Redmi A3 is available in Midnight Black and Star Blue1, in 3GB+64GB, and 4GB+128GB memory and storage configurations, and will be available starting from KES 11,599.

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The Ministry of Interior and National Administration’s Ad Hoc Appeals Committee has directed the Private Security Regulatory Authority (PSRA) to reinstate the licenses of nine private security firms.

PSRA had earlier revoked their licenses citing non-compliance with the minimum wage requirements and other breaches.

The Protective and Safety Association of Kenya (PROSAK) has said this decision is a major win for private security companies.

“PSRA has been disregarding the law and demonstrating impunity through illegal pronouncements. The law remains supreme. This order is a key win for private security guards and the companies whose licenses had been revoked, ” said PROSAK.

“Thousands of private security guards whose jobs were on the line have been saved by this order,” the Association added.

PROSAK had estimated that the private security sector could lose between 500,000 to 700,000 jobs due to recent pronouncements, new laws, and directives by the Fazul-led PSRA. These decisions were made without considering stakeholder participation despite having far-reaching implications that could potentially lead to up to half of the private security workforce losing their jobs.

“The appeals by the nine (9) companies be and hereby allowed.” the Appeals Committee wrote in an order dated March 8,2024.

The nine firms are Hipora Security Solutions Limited, Senaca East Africa Limited, Superb Marketing Solutions Limited, Salama Fikira International (Kenya) Limited, Bedrock Security Alarms Systems and Product Limited, Bedrock Security Services Limited, Victory Protective Services Africa Limited, Victory Consultants Limited, and Marco Security Limited.

Furthermore, the Appeals Committee nullified Legal Notice NO. PSRA/001/2024 that was previously issued by the regulator.

The Appeals Committee stated that PSRA’s decision concerning the minimum wage increase for guards is null and void.

“The Legal Notice NO. PSRA/001/2024/ dated February 5, 2024, is hereby lifted and the cancelled certificate of registration are reinstated,” reads the ruling by the Appeals Committee.

Any adjustments in wages must be gazetted by Labour CS Florence Bore, as stipulated under the Employment Act No 11 of 2007. CS Bore had already disowned the PSRA’s illegal directive that requires private security firms to pay their guards a minimum salary of Sh30,000.

The committee has directed all parties to withdraw any court cases related to the matter which we will adhere to.

PROSAK has maintained that PSRA’s cancellation of licenses was done without following the proper procedures outlined in the PSRA Act Articles 32 and 43, which require notice and appeal before taking such a drastic measure.

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Itel has officially launched the P55+, a smartphone that had recently made waves in the tech community after being spotted in the Google Play Console’s database.

This eagerly anticipated device brings a slew of impressive features, including a high-refresh-rate 90Hz display, a robust Unisoc T606 chipset, substantial internal storage options of up to 256 GB, and a lightning-fast 45W charging capability. 

itel P55+ boasts a sleek 3D leather texture design and an impressive array of features

Catering to the Kenyan market, the P55+ promises a seamless user experience with its Android 13 OS and Itel’s custom UI.

In this article, we delve into the specifications, unique features, and the expected price tag of the Itel P55+, offering a comprehensive overview for tech enthusiasts and potential buyers alike.

Battery and Charging:

At the heart of the P55+ is its remarkable 45W PowerCharge capability combined with a robust 5000mAh long-lasting battery.

This groundbreaking feature ensures that users can charge their devices with unprecedented speed and reliability. The three distinct charge modes further underscore itel’s commitment to enhancing user experience.

45W HyperCharge mode can ensure in just 30 minutes, users can charge up to 65% of their device, and 33W Smart Charge mode goes beyond mere charging. It actively reduces battery aging, thereby extending the overall lifespan and performance of the battery.

18W Low Temperature Charge mode can proactively controlling the temperature, the P55+ ensures that the device remains below 35°C during charging, preventing overheating and associated issues.

itel P55+ places user safety at the forefront, incorporating comprehensive protection mechanisms for the charging port, motherboard, charging IC, and battery. This commitment guarantees a secure charging experience even in cases of overcharging, extreme temperatures, and voltage fluctuations.

Display and Design:

The Itel P55+ boasts a 6.6-inch IPS LCD punch-hole display, presenting visuals in HD+ (720 x 1612 pixels) resolution. What sets it apart is the inclusion of a 90Hz refresh rate, ensuring smoother animations and a more responsive touch experience.

The punch-hole design contributes to a higher screen-to-body ratio, enhancing the overall viewing experience. Users can expect vibrant colors and sharp details, making the device suitable for multimedia consumption and gaming.

The Dynamic Bar, complementing the display, offers smart notifications and free interactions without leaving applications.

Performance:

Powering the P55+ is the Unisoc T606 chipset, a formidable player in the mid-range segment. Complemented by 4 GB or 8 GB of RAM, and the option for up to 8 GB of virtual RAM, the device promises smooth multitasking and efficient performance. 

With internal storage variants of 128 GB and 256 GB, users have ample space for apps, media, and files. This 4G-ready phone ensures a reliable and fast internet connection, catering to the connectivity needs of modern users.

Camera:

Capturing life’s moments is effortless with the advanced camera system featuring a 50MP primary camera and an 8MP front camera. The P55+ ensures that every detail is vividly preserved, providing users with high-definition shots and memorable selfies.

Software and User Interface:

Running on Android™ 13 (Go Edition) and powered by the T606 processor, itel P55+ offers a seamless, safe, and elegant user experience. Android™ 13 prioritizes privacy and security, and the octa-core processor delivers excellent performance, enabling efficient multitasking and smooth operation.
Connectivity and Additional Features:
The P55+ covers a comprehensive range of connectivity options, including dual SIM support, 4G VoLTE, Wi-Fi, Bluetooth, GPS, a microSD card slot, a USB-C port, and a 3.5mm audio jack. 

Additionally, the inclusion of face unlock adds a layer of convenience to the device’s security features. The device aims to cater to the diverse needs of users, ensuring seamless connectivity and accessibility.
Colour Options:
Available in Galaxy Blue, Royal Green, and Meteor Purple, the P55+ combines functionality with aesthetics. The choice of colors adds a touch of personalization, allowing users to express their style through their smartphone

Expected Price and Availability:

The Itel P55+ is anticipated to hit the market with an approximate price tag of Ksh XXXX offering a compelling package of features at an affordable price point. 

The device is set to be released exclusively in the African market, catering to the growing demand for budget-friendly smartphones with premium features.

Verdict:

In conclusion, the Itel P55+ emerges as a noteworthy contender in the smartphone market, especially within the mid-range segment. 

With a focus on delivering an immersive display experience, powerful performance, and rapid charging capabilities, Itel aims to provide users with a device that aligns with their modern lifestyle. 

The combination of the 90Hz display and the Unisoc T606 chip ensures a smooth and responsive user interface, while the 45W fast charging addresses the perennial challenge of battery anxiety.

The camera capabilities, coupled with AI enhancements, contribute to the device’s appeal for photography enthusiasts. The inclusion of Android 13 with Itel’s custom UI adds a layer of customization and features, enhancing the overall user experience.

The Itel P55+ not only offers technical prowess but also pays attention to design and aesthetics. The availability of multiple color options allows users to choose a device that reflects their personal style. 

With a competitive expected price point, Itel is poised to capture the attention of budget-conscious consumers seeking a feature-rich smartphone.

As the smartphone market continues to evolve, devices like the Itel P55+ serve as a testament to the democratization of advanced features. Itel’s strategic focus on the African market underscores the brand’s commitment to meeting the diverse needs of users in the region. 

In essence, the Itel P55+ stands as a compelling option for those in search of a well-rounded smartphone that doesn’t break the bank.

The itel P55+ is set to redefine user expectations for fast charging, offering a perfect blend of speed, safety, and style. For more information, visit http://www.itel-life.com/

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Nearly seventy years after independence, racist white people still think Kenyans are their slaves. Today, we were shocked and deeply disappointed by the unprofessional behavior displayed by one of staff members, presumably the owner at Matteo’s in Karen.

The incident which sparks of inbult racism occurred when one of the patrons accidentally broke a nail. Instead of addressing the situation with tact and understanding, the owner a faded Italian Francesco Checchini approached the patron in a confrontational and disrespectful manner, using offensive and deeply racist language and derogatory terms.

“Do you think this is a toilet? get out of my fucking restaurant, go break your nail outside my premises, Jinga sana” he fumed. This behavior was not only uncalled for but also completely unacceptable and racist.

To the patrons dismay, the situation escalated further when the owner Francesco Checchini proceeded to insult and demean the patrons, referring to them as “fucking animals.” Such derogatory language and hostile behavior towards paying customers is entirely reprehensible and has no place in any establishment.

“As Kenyan patrons who have frequented Matteo’s establishment in the past, we were deeply disappointed by this experience. We believe that customer service and hospitality should be paramount in the hospitality industry, and the behavior exhibited by your staff member fell far short of these standards,” says a disgruntled customer Odongo who witnessed the sad situation.

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David Langat net worth

Renowned Kenyan businessman David Langat, celebrated for his success in diverse industries, has recently faced intense public scrutiny amid allegations of financial mismanagement.

Despite being recognized as one of Kenya’s wealthiest individuals, Langat’s reputation has been marred by controversies surrounding unfulfilled debts and legal battles.

However, David Langat has carved a formidable niche for himself in the business world, earning accolades for his entrepreneurial acumen and strategic investments.

As of 2024, Langat’s net worth reflects a diverse portfolio that includes significant holdings in various industries. Let’s delve into seven of his most valued assets that contribute to his status as one of Kenya’s wealthiest individuals.

DL Koisagat Tea Estate

Located in the picturesque Nandi Hills within the Great Rift Valley, DL Koisagat Tea Estate stands as one of Langat’s flagship investments.

Encompassing approximately 1,342 acres, this estate features an exclusive tea zone dedicated to commercial tea cultivation for export purposes. With 2.47 million tea bushes covering 958.75 acres, along with 100,942 eucalyptus trees and 2,223 cypress trees, Langat has positioned himself as a key player in the tea industry.

Nyali Center

Positioned as the largest mall in Mombasa, Nyali Center is a comprehensive shopping, business, and entertainment complex spanning an impressive 330,000 square feet.

Boasting office spaces, shops, supermarkets, restaurants, and showrooms, Langat’s investment in Nyali Center reflects his commitment to contributing to Kenya’s economic landscape.

Sunrise Resort Hotel & Spa Nyali

Langat’s foray into the hospitality industry is evident through the ownership of Sunrise Resort Hotel & Spa Nyali. Situated in Nyali, this three-star hotel is strategically located, just a twenty-minute drive from Moi International Airport. The hotel serves as a testament to Langat’s vision for contributing to the tourism sector.

Pearl Hotel Eldoret

Adding to his hospitality portfolio, Langat owns the four-star Pearl Hotel located on the outskirts of Eldoret town. This investment further solidifies his presence in the hotel industry, offering upscale accommodation options to travelers and contributing to the local economy.

DL Furniture

DL Furniture, Langat’s retail venture specializing in household furniture and accessories, operates showrooms in both Mombasa and Nairobi.

The business caters to the growing demand for quality home furnishings, showcasing Langat’s keen understanding of consumer needs.

Firefox Kenya

Langat’s involvement in the fire safety industry is evident through Firefox Kenya. This company specializes in providing fire detection systems, portable fire extinguishers, automatic sprinkler systems, fire hydrants, and other firefighting accessories. The venture underscores Langat’s commitment to safety and security solutions.

Mufindi Tea & Coffee Limited

In 2018, Langat expanded his reach beyond Kenyan borders by acquiring Mufindi Tea & Coffee Limited, one of Tanzania’s leading producers of tea and coffee.

This strategic move not only demonstrates Langat’s regional influence but also highlights his interest in diversifying his investments across East Africa.

AEZ Pearl River

Langat rose to fame in 2017 when he, in partnership with the Guangdong New South Group, a Chinese company, initiated the KSh 200 billion Africa Economic Zones (AEZ) Pearl River Industrial Park in Uasin Gishu county.

The businessman said he was motivated to start the project expected to change people’s fortunes in Uasin Gishu when he noticed the industrious efforts of young people in Eldoret streets in 2013.

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Redmi Note 13 Series

Xiaomi has introduced Redmi Note 13 Series at a launch event in Nairobi, Kenya.

This exciting new series features three devices that further elevate the popular Redmi Note range: Redmi Note 13 Pro+ 5G, Redmi Note 13 Pro and Redmi Note 13.

With significant upgrades to camera system, design, display and processor, Redmi Note 13 Series continues to close the gap between mid-range and flagship-level smartphones, delivering all-star durability, fantastic experience, and impressive imaging capability – all at reasonable prices.

Make every shot iconic with Redmi Note 13 Series’ upgraded camera system

Engineered to meet diverse photography needs, Redmi Note 13 Series boasts a versatile, upgraded camera system.

The pro model, Redmi Note 13 Pro+ 5G and Redmi Note 13 Pro, all feature an ultra-high resolution 200MP camera with optical image stabilization (OIS) to capture photographs with unprecedented levels of detail and bring a flagship-level photography experience to users.

Moreover, 2x/4x lossless zoom offers detailed close-ups from a distance and brings the possibility of focusing on individuals in crowds or zooming in on the action.

These advanced camera systems are supported by a large 1/1.4″ sensor and improved image processing, ensuring astounding image quality even in complex and low light conditions.

The combination of this sensor, a super-large f/1.65 aperture, and Tetra2 pixel (advanced pixel-binning technology) delivers clear and bright pictures even in poor lighting conditions, while the 7P lens with Atomic Layer Deposition (ALD) reduces flare and ghosting.

Meanwhile, the base model, Redmi Note 13, is equipped with a 108MP main camera with 3x lossless zoom to deliver incredible images with finer details. Both smartphones also come with a wide selection of film Camera filters for users to customize their photos.

With a triple camera setup comprising a 200MP or 108MP main camera, an 8MP ultra-wide camera and a 2MP macro camera, and a 16MP selfie camera, all these devices are supported by Xiaomi Imaging Engine.

Overall, each device provides next-generation computational photography and powerful image processing, making the Redmi Note 13 Series a great option for capturing iconic images at any opportunity.

Superb clarity, AMOLED display and up to 120Hz refresh rate 

Redmi Note 13 Series features trendy, sleek design with ultra-slim bezels for premium look and feel, and a high-quality display for an enhanced user experience and immersive viewing.

Redmi Note 13 Pro+ 5G offer a crystal-clear viewing with a 1.5K AMOLED display and 1800 nits peak brightness. Meanwhile, Redmi Note 13 Pro and Redmi Note 13 feature a super-clear FHD+ AMOLED display.

Silky smooth scrolling without lag is ensured on each Redmi Note 13 Series device, thanks to 120Hz AdaptiveSync refresh rate, making all viewing experiences smoother, clearer, and more enjoyable.

For added reassurance during extended viewing, Redmi Note 13 Series devices have TÜV Rheinland Low Blue Light, Flicker Free, and Circadian Friendly certifications, and include various eye protection features, such as Reading mode.

Other upgrades include the series’ first addition of a convenient in-screen fingerprint sensor1.

Exceptional durability to set your mind at ease

With upgrades in engineering and design, Redmi Note 13 Series offers durability and toughness for added reassurance in difficult conditions.

This begins from the display, which introduces Corning® Gorilla® Glass Victus® to Redmi Note 13 Pro+ 5G —another series first—for added resistance to accidental drops and scratches. The display has also been further optimized across the series to ensure it is responsive and accurate to touch input, even in the rain.

With an upgraded structure combined with an IP68 dust and water resistance certification2, Redmi Note 13 Pro+ 5G secures its position as the star model of the series, while the other models have also all been elevated to offer IP54 dust and splash resistance3.

Power iconic moments with advanced processors for upgraded performance

The high-performing Redmi Note 13 Series features some of the most powerful processors available, together with long-lasting batteries, ensuring users can enjoy their devices all day long. All models come with an in-box charger4 for added convenience.

For stellar performance, a 4nm process has been introduced for the first time to Redmi Note smartphones. The series leader, Redmi Note 13 Pro+ 5G, is equipped with a MediaTek Dimensity 7200-Ultra chipset, a massive 5,000mAh battery5 to power through every busy day and offers industry-leading 120W HyperCharge, charging your Redmi Note to 100% in just 19 minutes6.

Redmi Note 13 Pro is equipped with a MediaTek Helio G99-Ultra chipset, and 5,000mAh battery. Offering a 67W turbo charging, taking 45 minutes to charge to 100%6.

The base model also come with performance to impress with a long-lasting 5,000mAh battery and powerful chipsets.

With upgrades and enhancements across the board, Redmi Note 13 Series takes the beloved Redmi Note line-up to greater heights to let smartphone users around the world revel in flagship features at affordable prices.

Price and availability

Redmi Note 13 Pro+ 5G comes in Midnight Black, Moonlight White, and Aurora Purple, with two storage variants, starting from KES 73,999/-

Redmi Note 13 Pro comes in Midnight Black, Lavender Purple, and Forest Green, with two storage variants, starting from KES 41,999/-

Redmi Note 13 comes in Midnight Black, Mint Green, Ice Blue, and Ocean Sunset,18 with three storage variants, starting from KES 27,499/-

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Mwale Medical and Technology City (MMTC)

It had been billed to be the nextSilicon Valley of Kenya, with a one-stop shopping centre, offering amultitude of products and services to its customers, all under oneroof.

Upon its completion, the much touted Mwale Medical and Technology City (MMTC) was supposed to have a 5000 bed capacity. Hamptons hospital, a 36-hole golf course, a shopping complex, 4800 new homes and 150 km of improved roads.

But investigations on the ground depicta different picture amid revelations that it is a project being toyedaround with the main purpose of conning donors by those behind it.

Former Kakamega governor Wycliffe Opayanya aptly sums it with a clear warning: “I know the place where the purported complex is located, and I know the purported proprietor well…..the whole thing is a scam aimed at conning donors. Nobody has ever seen all those facilities being peddled around.”

Julius Mwale, a self-proclaimed multibillionaire had a vision for his people of Butere….that of transforming his village into a medical tourism hub centring around the Sh 250 billion Mwale Hamptons Hospital complex.

Determined to actualise his dream,Mwale acquired 5,000 acres that were previously a sugarcane plantation for a local factory that had collapsed and then reached out to farmers inviting them to partner with him on the anticipated 25,000-acre community-owned metropolis.

“If everything had gone according to the plans that we had been given, Butere town would have been transformed into a mega town, attracting visitors from all over the world. We expected a lot not knowing that we were being duped,”says Jacob Toboso, a retired teacher at the nearby Musango market, a few kilometres from the purported MMTC.

According to Toboso, despite all the hype, both local and international, there is very little on the ground about the project.

“All those stories you hear about a 5000 bed capacity hospital, golf course and shopping complex are phantom projects. Those things don’t exist at all,” Toboso told this journalist who was on a mission to establish the authenticity of the project that has earned Mwale international recognition.

Interviews with residents living in Butere and neighbouring towns such as Mumias, Kakamega, Busia and Bungoma , and adjacent market places like Buchinga, Shianda, Musoli,Bukura, Malinya, Buyangu and Shiasa denied the existence of such facilities.

“The only facility at the complex is a small clinic that seems to be treating workers there. But there is no hospital there. Our people seek medication at St Mary’s Mumias, Kakamga, Kakamega County Referral Hospital or the Butere Sub County hospital. The so-called Mwale Medical Centre is a phantom facility that we only read in the press,” says a resident who only identified himself as Lambert from Imanga, fearing the repercussions that would follow him if his real identity becomes known.

Lambert says that apart from the magnificent buildings that adorn the complex to signal the existence of some serious business going on within, nothing else is going on.

“There is tight security at the gates to ensure that nobody accesses the complex to know whatever is going on inside in order to leak it to the outside world. If indeed there is a hospital, why have they blocked the residents from accessing it? Can they tell you just one person who has ever been treated from that facility?” Lambert questioned.

Indeed our efforts to access the complex tucked on an expansive land between Mumias and Butere bore no fruit as guards from a private security firm manning the gates remained adamant insisting that nobody is allowed without permission from the authorities, whose names and contacts they declined to give.

Tales abound from residents about the ruthlessness with which the “proprietors” deal with individuals who leak any information about the complex or individuals perceived to be opposed to the project.

“Many people have been attacked under mysterious circumstances for being opposed to the project. Some have even mysteriously disappeared after receiving death threats. This is a hot potato that nobody would dare touch,” one resident who declined to be named said.

To ensure that nothing negative about the project sees the limelight, major leading newspapers like the Daily Nation and the Standard have been gagged through court injunctions.

“The media has been gagged to ensure that nothing negative comes out. Any media house that attempts to undertake investigations on what is going on in the complex is either sweet-talked with some adverts, which are eventually not paid, or through a court injunction,” another resident said.

Interviews with prominent personalities from the area also revealed that there is no golf course being peddled around.

Oparanya, who hails from Butere and at one time was vocal against the project , before signing an agreement with the lead investor Mwale, says the whole thing is shrouded in controversy and mystery.

“On the ground there is nothing, but we read in the press about how there is an ultra-modern hospital with state of the art equipment. We have also been told of the existence of a 36-hole golf course that nobody has ever seen,” Oparanya said in an interview.

Oparanya now wants the government to undertake through investigations over the said facilities and tell Kenyans the truth about them.

“Logically do you believe the story of the existence of a 5000 bed hospital capacity? If Kenyatta National Hospital (KNH) has only about 2,500 beds and is considered to be the biggest in East and Central Africa, then a 5000 bed capacity should be the biggest in the continent. But who are the patients that it treats?” Oparanya questioned.

Central Organisation of Trade Unions(COTU) Secretary General Francis Atwoli warned President William Ruto to be careful not to associate himself with MMTC.

“We have thwarted several attempts to have former President Uhuru Kenyatta and now President Ruto to visit the ghost project. It is a big scam and President Ruto should be careful not to fall a victim of this con game,” Atwoli said.

Atwoli said he has never heard of anybody from Butere or within Western region, who has ever used the purported airport, golf course or the hospital.

Mid last month, the United States-based Kenyan businessman Mwale was honored with a Social Infrastructure Award during this year’s Africa Prosperity Champions Awards in Accra, Ghana.

The award gala that was in recognition of Mwale’s contributions and investment in health, primarily with the establishment of MMTC, was hosted by Ghanian President Nana Akufo-Addo.

“Your decision, as an entrepreneur, to invest heavily in setting up such a major health facility in Kenya, is both bold and responsible. And, to make it accessible to ordinary Kenyans, particularly those covered by the National Hospital Insurance Fund, is most commendable,” said Gabby Asere Darko, the Chairman of Africa Prosperity Network.

Also honoured at the event included Patricia Scotland, the Secretary General of the Commonwealth who was honoured for her efforts in expanding trade in Africa through the Commonwealth.

Other winners were President Alassane Quattara of Ivory Coast, CEO of Afrexim bank, Creative Entrepreneur Mr. Eazi from Nigeria and Egypt’s deputy Speaker and chairman of Cleopatra group Mohammed El Enein who won the Africa Industrialist award.

Now the locals are questioning the international awards being given out to a phantom project that has never benefited them.
“Some of these people purporting to recognise this man should not just believe the pictures they are being shown but should come to the ground to see the reality. There is no such medical hospital being toyed around to convince the world,” says Mark Shikuku, a retired civil servant from Muluwa market, told journalists.

The project that was to be implemented in three phases from 2014 with phase one being the construction of Mwale Medical and Technology City, involving construction of Hamptons Mall and a residential complex was to have been completed by 2020.

The second phase of the project, which was done between June 2016 and September 2017, was to cover the first section of the 5,000-bed Mwale Hamptons Hospital, more than 70km of roads, and over 300 street lights. It was also to cover phase one of 4,800 homes expected to host doctors and nurses.

The third phase of the project, which was to commence in September 2017, was to include an airport, a 36-hole golf resort and residences, a second mall, a convention centre, and a water park connected to the hospital by a cable car.

“There is no airport. Tell me which plane has ever landed there. All these are stories meant to hoodwink donors in order to easily con them,” Oparanya said.

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Nairobi – Mary Mutola is a hardworking and ambitious woman. She owns a chain of butcheries in Dagoretti, Nairobi county, famously known to many as Ndonyo Kichinjio.

Four years ago, she started her business from scratch and grew it into a successful enterprise. She had loyal customers who would come from Ngong, Kinoo, Kangemi, Kilimani, and Kileleshwa just to buy her meat.

It was quality meat. Many called her butchery “kwa nyama ya mafuta”. (Where they sell quality fatty meat). Mutola had also invested in a fleet of matatus that plied the Nairobi-Kiambu town route just to diversify her income streams.

Butchers analyzing meat in a meat locker

However, things took a turn for the worse in early 2022 when her business started to suffer losses. Despite the strategic location of her butcheries near Ndonyo slaughterhouse, where people flock in their thousands to buy meat, her sales were dropping, and expenses were rising.

At some point, she suspected that some of her competitors or jealous family members were using dark powers to sabotage her business.

She faced constant harassment from the Kanjo askaris and other county officials who demanded bribes and threatened to close down her premises.

On the road, her matatus faced a series of misfortunes. They were always being clamped down by the police for minor offences and fined heavily. They also started getting into accidents that damaged the vehicles and injured the passengers.

As a result, many people avoided her matatus and opted for other safer matatus. She had tried to seek help from various sources, but none of them worked. She was losing hope and faith in herself.

One day, as she was browsing the internet, she came across Mugwenu Doctors, a group of traditional healers who have solutions for all kinds of problems. She was intrigued by their testimonials and decided to give them a try. She contacted them through their website and explained her situation.

Mugwenu Doctors were very friendly and professional. They asked her some questions about her business history, spending habits, beliefs and other important aspects. They then told her that they could help her by cleansing her business using special herbs and also cleansing her business

property and matatus of bad luck. They assured her that their services were effective and affordable. Mugwenu Doctors then instructed her to follow some simple steps to activate the cleansing process.

She did as they told her and waited for the results. When Mugwenu Doctors visited one of her slaughterhouses a sinister thing was found during her cleansing process- a dried human foot. It was wrapped in a red cloth and stashed in the ceiling.

The healer quickly deduced it was the cause of Mutola’s misfortune, and using his powers and experience, he got rid of it and
welcomed positive energy.

To her surprise and delight, she noticed a remarkable change in her business within a few days. Her butcheries started to attract more customers who praised the quality and freshness of her meat, just like before.

Her expenses also reduced as she negotiated better deals with suppliers and avoided unnecessary costs. She also received positive feedback from the county officials who commended her for complying with the health and safety standards.

Her matatus also experienced a turnaround. They stopped being harassed by the police and avoided accidents. They also became more popular and preferred by the passengers, who enjoyed their comfort, uplifting music and convenience.

She made the fare competitive and now makes more profits. Mutola was overjoyed by the transformation of her business. She thanked Mugwenu Doctors for their help and recommended them to her friends and relatives who were facing similar challenges.

She also continued to consult them for advice and guidance on how to grow and sustain her business. Mugwenu Doctors are the solution for bad omen in businesses.

They also provide help in winning court cases, winning bets, returning lost lovers, and curing diseases like blood pressure, diabetes, ulcers, gonorrhoea, syphilis, TB, and manhood weakness, in addition to other ailments.

Mugwenu Doctors can treat you from wherever you are; your location does not matter. You can contact them through their website by clicking here or call on +254 740 637 248.

Before Mugwenu Doctors start offering solutions, they ask questions just like medical doctors. And if the problem is not medical, for example, a business problem, they ask about history, spending habits, and belief among other essential aspects for them to provide a solution that matches the demands of the client.

Mugwenu Doctors offices are located in Majengo town, Vihiga County Western Kenya. The native doctor helps in job promotion, interviews, love matters, marriage, protection, business, hopelessness, court cases, ailments, confusion at home, bad omens, family wrangles, and cheating partners.

The spells he casts include money spells, love spells, and good luck spells, among others, and they normally work within 24 hours after being unleashed.

How can I attract more customers to my business?

Mugwenu Doctors recommend Customer attraction spells that have proved to work for many who have used them:

Customer attraction spells: These are magical rituals that can help you attract clients to your business and, in the end, increase your sales and profits. Mugwenu Doctors provide this spell.

Among things used in creating customer attraction spells are special herbs, oils, crystals and other materials associated with prosperity, success and abundance.

Mugwenu Doctors believe in quality and are strongly against the use of spells, charms and magic to deceive customers with fake or substandard goods. When you contact them, be sure to follow their instructions to the last full stop so that the spells they provide can work for you perfectly.

How can I reduce my business expenses and increase my profits?

Profit spells: You can have a running business, but it just makes enough money to sustain itself but no profits. This can be very frustrating since you can not make more investments that drive your business and brand name forward.

With profit spells from Mugwenu Doctors, you can make your business a profitmaking venture and say bye to stagnation. Many have used profit spells, just like in the story above and have transformed their businesses from loss-making to highly profitable activities.

How to protect a business from competitors and external threats

Protection spells: Business protection spells from Mugwenu Doctors have been praised across East Africa for their unmatched abilities to protect investments from bad luck, such as accidents and incidents.

These special ritual cushions investments from interference by dark powers like witchcraft that people with bad intentions can use to kill a business venture that you have started and used your hard-earned money to raise.

Mugwenu Doctors also protect businesses from thieves who cause losses in business. They also unleash spells that quickly catch and paralyse thugs who may attempt to steal your business merchandise.

Apart from spells, Mugwenu Doctors also provide special charms and rings that protect the investor, employees and even loyal supporters or customers.

How can I grow and expand my business?

Growing a business is not an easy venture. We have seen even big investors hiring the best graduates and talents to grow their businesses but they achieve so little or nothing.

The trick is not in how much you spend on advertising. It is all about how connected you are with your customers and clearing away negative energies limiting you from growth and expansion.

Business expansion spells: The specially curated spells from Mugwenu Doctors help you grow your business by increasing your revenue, market share, and customer base.

They may appear similar to customer attraction spells, but they focus more on the overall growth and development of your business.

Conclusion

So, are you ready to transform your business? Are your sales in the deep red? Are your employees stealing from you? Do you feel negative energy in your business?

Do you want to expand your business or protect it from thieves and witchcraft? If your answer is yes to any of these questions, then do not hesitate to contact Mugwenu Doctors. They will be at your service and clear anything making your business perform poorly.

Email: mugwenudoctors@gmail.com
Website: www.mugwenudoctors.com
Phone: +254740637248

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  • Peter Njuguna, a matatu owner facing a string of misfortunes, found salvation in Doctor Mugwenu’s Goodluck Spells.
  • After years of political setbacks, Joseph Rono turned to Doctor Mugwenu as a last resort, propelling him to clinch the coveted MP seat in the pivotal 2022 elections.
  • Charles, once plagued by academic challenges, discovered the life-changing power of Doctor Mugwenu’s Goodluck Spells, which led to a distinction in university.
  • For those seeking the transformative power of Goodluck Spells, contact Doctor Mugwenu at +254740637248.

Doctor Mugwenu is no ordinary man; he is a renowned herbalist and traditional healer known far and wide for his extraordinary abilities.

His Goodluck Spells are always being whispered about in hushed tones. They are believed to have the power to transform lives in the most astonishing ways.

Meet Charles Angaiya, a young man who had always struggled with academics. No matter how hard he tried, success seemed to elude him. Until one fateful day, he heard about Doctor Mugwenu’s Goodluck Spells.

With hope in his heart, he sought out the wise healer. After a few sessions, Charles emerged as a changed man. His focus sharpened, and his determination soared.

When the university results were announced, he couldn’t believe his eyes. A distinction! It was as if the very essence of luck had been infused into his being.

With gratitude, Charles exclaimed, “Doctor Mugwenu’s Goodluck Spells have unlocked a world of possibilities for me. I now believe that success is within reach for anyone, no matter their past struggles.”

In the Rift Valley, a seasoned politician named Joseph Rono had been vying for a coveted MP seat for years.

Attractive multiethnic man in style chic classy jacket blue formalwear trendy tux tuxedo stand with closed eyes under money fly rain isolated on red vivid background raised hands up

The elections of 2022 were his make-or-break moment. Disheartened by repeated setbacks, he turned to Doctor Mugwenu as a last resort.

With a glint of determination in his eyes, Joseph recounted, “I met Doctor Mugwenu at a crucial juncture in my political career. His Goodluck Spells were my beacon of hope. And, lo and behold, in 2022, I clinched the MP seat! It was nothing short of a miracle.”

Meanwhile, in the bustling streets of Nairobi, there was Peter Njuguna, a matatu owner whose business was fraught with misfortune.

Vehicles were stolen, accidents seemed inevitable, and the constant shadow of despair loomed over him. It was only through a friend’s recommendation that he approached Doctor Mugwenu.

With a newfound sense of security, Peter declared, “Since the day I sought Doctor Mugwenu’s help, my matatu business has been thriving. It’s like a shield of protection surrounds my vehicles. No more thefts, no more accidents. It’s a testament to the power of Goodluck Spells.”

And then there is Jane, a woman with dreams of building her own fashion empire. She had a vision, but success always seemed just out of reach.

Frustrated but not defeated, she sought out Doctor Mugwenu, hoping his Goodluck Spells could be the key to unlocking her potential.

With a gleam of excitement, Jane shared, “Doctor Mugwenu’s spells have been the catalyst for my success. My fashion line is flourishing, and I’m on the path to making my mark in the industry. His powers have transformed my dreams into reality.”

As word continues to spread about these remarkable transformations, Doctor Mugwenu’s reputation soars even higher.

His Goodluck Spells are becoming sought after not just for academic success, political victories, and business prosperity but also for matters of the heart, marriage, pregnancy, job attainment, and career advancement.

In every corner of Kenya, stories of individuals whose lives have been touched by Doctor Mugwenu’s Goodluck Spells echo like a chorus of triumph.

The belief that luck could be harnessed and that destiny could be shaped has become a beacon of hope for all Kenyans in need.

How to contact Doctor Mugwenu

Email – mugwenudoctors@gmail.com
Web – www.mugwenudoctors.com
Contact: +254740637248

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Investments, Trade and Industry Cabinet Secretary Rebecca Miano has been accused of procurement and financial irregularities during her tenure as the CEO of the Kenya Electricity Generating Company PLC (Kengen).

In an ouster petition filed at the High Court, a lobby group has accused the CS of spending Ksh94 billion of taxpayers’ money on white elephant power generation projects.

She is further accused of contributing to recent frequent national blackouts by commissioning unusable high voltage transmission lines and commissioning feasibility studies on two new power plants that never worked.

The Ethics and Anti-Corruption Commission (EACC) has also been cited as an interested party in the case whose mention is slated for January 29, 2024 before Justice Lawrence Mugambi.

“There was illegal, unlawful and irregular misuse of taxpayers’ money a fact that was confirmed by the Auditor General in her reports for the years 2020, 2021 and 2022,” says an affidavit by Francis Awino filed in support of the suit.

According to Awino, CS Miano is also the reason why Kenyans are suffering with huge power bills and blackouts because huge losses were reported due to funds wastage and on incomplete projects.

The CS is also accused of flouting procurement rules by spending Ksh645 million on feasibility studies for new power production plants that have never been constructed to date.

According to court documents, this includes Ksh592 million spent on a feasibility study for the construction of the Meru Wind Power plant and Ksh82 million for the Karura Hydro Power plant.

Power Blackouts: CS Rebecca Miano accused of financial irregularities at Kengen


CS Miano was moved from the East African Community, ASALS, and Regional Development ministry in October 2023 to the current Trade Ministry in the last Cabinet reshuffle by President William Ruto.

While appearing before the National Assembly’s Energy Committee on December 21, 2023, Energy Cabinet Secretary Davies Chirchir blamed the incessant nationwide blackouts on network overloads due to years of lack of investment in the country’s power generation and transmission capacity.

However, according to the petition filed before Justice Mugambi, Kengen spent Ksh79,324,783,562 on drilling geothermal wells between the year 2011 and 2015, but were never connected to the national grid.

The wells were financed through a loan from the Export-Import Bank of China, according to the court documents.

Despite the wells remaining idle, taxpayers continue to pay the principal sum and interest of the loans while at the same time paying through the nose for electricity procured from thermal Independent Power Producers (IPPs).

“No corresponding revenue had been realized to date and the Respondent did not give the details of when the wells are likely to be utilized in generation of power. As a result, there was no value for money obtained on the investment of Sh79,324,783,562 on drilling wells,” states the petition.

The petitioner also accuses the CS of allowing power transmission lines constructed by Kengen for Ksh4 billion in 2009 to be used by another company to generate revenue while committing taxpayers to service a loan used for their construction.

Also listed is the alleged irregular contract award for the construction of Hydro Plaza.

“Further, a review of procurement records revealed the works were initially awarded at a cost of Sh150,005,216 but the contract was terminated on nonperformance and subsequently awarded to another contractor at a contract sum of Sh261,264,205, an increase of or 74 percent of the earlier contract sum,” says the petition.

The case is expected to be mentioned before Justice Lawrence Mugambi on January 29, 2024 at the Milimani Law Courts.

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Business Spells

Story highlights

  • Samuel’s once-fading electronics shop near River Road, Nairobi, transformed into a thriving hub of innovation, thanks to the powerful Business Spells of Doctor Mugwenu.
  • Meanwhile, in the outskirts of Nairobi, Jane’s plot of land in Dumberi village evolved into a bustling marketplace, ‘Maguta maguta,’ a testament to her unwavering determination.
  • Doctor Mugwenu’s legacy continues to soar as his Business Spells breathe life into struggling enterprises and transform empty plots into thriving marketplaces.
  • For those seeking extraordinary transformation, the beacon of hope lies in Doctor Mugwenu; just call +254740637248.

Nairobi CBD – In the heart of Nairobi’s vibrant business district, Samuel’s electronics shop along Luthuli Avenue stood as a quiet testament to his dreams.

The shelves, once filled with the hum of sales, were now barren, echoing his frustration. Desperation crept in as bills piled high.

Hawkeyed Kanjo Askaris were on his case, threatening to bury his aspirations.

Luthuli Avenue rejecting Samuel

One fateful evening, as the city lights began to dance, a fellow businessman, Mwangi, shared an extraordinary tale.

“I was on the brink of bankruptcy until I discovered Doctor Mugwenu’s Business Spells. Now, my business thrives like never before!”

Intrigued, Samuel reached out to Doctor Mugwenu, the powerful Kenyan herbalist renowned for his mystical prowess. With anticipation coursing through his veins, he requested Business Spells that would breathe life back into his ailing shop.

With a voice that resonated like the rhythm of ancient drums, Doctor Mugwenu intoned, “May the winds of prosperity fill your sails.”

Customers return

As days turned into weeks, Samuel witnessed a remarkable transformation. Footsteps once hesitant now hurried towards his shop, eager customers drawn by an irresistible force.

The air was charged with an energy that seemed to whisper, “The Business Spells are working!”

African man seen on television screen during video call meeting. Happy businessman on computer monitor sitting on a desk at statup office during a video call.

“Thank you, Doctor Mugwenu,” Samuel breathed a sigh of relief, gratitude swelling in his heart.

His business was not just surviving; it was thriving, a testament to the power of Business Spells.

Meanwhile, in the quaint village of Dumberi on the outskirts of Nairobi, Jane, a woman of unwavering ambition, gazed at an empty plot of land.

Her dreams of owning a flourishing business had long been eclipsed by financial constraints.

Her heart ached with longing, but she had no idea where to turn. Upon the advice of a wise elder, Jane learned of Doctor Mugwenu’s mystical abilities.

Her heart swelled with hope as she considered the possibilities: “If Business Spells could transform Samuel’s shop, imagine
what they could do for a business yet to be born!”

With determination blazing in her eyes, Jane sought out Doctor Mugwenu.

“Bless me with Business Spells,” she implored, “so that I may turn this plot of land into a thriving enterprise.”

With a knowing smile, Doctor Mugwenu chanted, “May your venture be a beacon of success, illuminating the path to prosperity.”

As the days unfolded, Jane’s plot of land transformed into ‘Maguta maguta’ a bustling marketplace, each stall a testament to her unwavering dedication. The air buzzed with the hum of commerce, and the fragrance of success perfumed the breeze.

Grateful tears glistened in Jane’s eyes as she looked upon her thriving business. She knew that none of it would have been possible without the powerful Business Spells of Doctor Mugwenu.

All hail Doctor Mugwenu

From that day forward, Samuel’s electronics shop became a hub of innovation along Luthuli Avenue, while Jane’s marketplace blossomed into a haven of commerce. Their stories echoed through Nairobi’s bustling streets, a testament to the indomitable power of Business Spells.

And as the sun set over the Kenyan horizon, Doctor Mugwenu’s legacy continues to grow. Alongside Business Spells, he holds the keys to love, marriage, pregnancy, job, and career success, each spell a beacon of hope in the hearts of those who dare to dream.

His mystical touch has always left an indelible mark on Kenya, where dreams were not just imagined but lived.

How to contact Doctor Mugwenu.

Email – mugwenudoctors@gmail.com
Web – www.mugwenudoctors.com
Contact: +254740637248

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In the dynamic landscape of instant messaging, WhatsApp stands tall as one of the most popular platforms, connecting billions of users worldwide. However, a WhatsApp ban can quickly turn your digital world upside down. In this article, we delve into the reasons behind a WhatsApp ban, shedding light on potential pitfalls and offering effective solutions to get yourself back on the messaging grid.

Why the Banhammer Falls:

  1. Violating WhatsApp Terms of Service: WhatsApp’s Terms of Service are not just a formality. Violating these guidelines, whether intentionally or inadvertently, can lead to a ban. Common breaches include sending spam, using automated messaging, or engaging in suspicious activities.
  2. Unauthorized Third-Party Apps: WhatsApp takes user privacy seriously, and using unofficial or modified versions of the app can result in a ban. These third-party apps may compromise your data security, triggering WhatsApp’s banhammer.
  3. Mass Reporting and Misuse: If a significant number of users report your account for spam, harassment, or other violations, WhatsApp may suspend your account pending investigation. It’s crucial to use the platform responsibly to avoid being on the receiving end of mass reports.
  4. Suspicious Activity and Security Concerns: Unusual account behavior, such as rapid changes in phone numbers or frequent login attempts, can trigger security protocols leading to a ban. This is WhatsApp’s way of safeguarding user accounts from potential threats.

Getting Unbanned – A Ray of Hope:

  1. Acknowledge and Rectify: If you’ve been banned, the first step is to acknowledge the violation and rectify it. Review WhatsApp’s Terms of Service and cease any activities that may have led to the ban. Correcting the issue at its root is essential for a successful appeal.
  2. Contact WhatsApp Support: WhatsApp provides users with the opportunity to appeal bans. Visit the official WhatsApp support page, submit your appeal, and provide relevant details. Timely and accurate information can expedite the review process.
  3. Use the In-App Support Feature: WhatsApp has an in-app support feature that allows you to contact support directly from the app. This can be a quicker way to reach out and resolve the issue.
  4. Wait Patiently: While waiting for your ban to be lifted can be frustrating, exercising patience is crucial. The review process takes time, and bombarding WhatsApp with repeated appeals may not yield favorable results

Conclusion:

A WhatsApp ban can be a formidable roadblock in your digital journey, but understanding the reasons behind it and taking appropriate actions can pave the way to redemption. Stay informed, abide by the rules, and, if the unfortunate happens, follow the right steps to get back to connecting with friends and family on the world’s most popular messaging platform.

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  • Forbes Billionaires list offers a glimpse into the lives of those who have reached the pinnacle of financial success.
  • As of the latest real-time data, Elon Musk has soared to the top of the billionaire charts.
  • The Arnault family, led by Bernard Arnault (74 years old), is a constant presence in the upper ranks.

Money has always been a fascinating aspect of human society, and the Forbes Billionaires list offers a glimpse into the lives of those who have reached the pinnacle of financial success.

As we delve into the latest Forbes report, we find ourselves in the company of the world’s wealthiest individuals, navigating the ever-shifting landscape of fortunes and influence.

  1. Elon Musk

As of the latest real-time data, Elon Musk has soared to the top of the billionaire charts.

The relentless 52-year-old entrepreneur, at the helm of Tesla and SpaceX, has showcased the volatility of fortunes in today’s tech-driven landscape.

Musk’s penchant for breaking barriers and making headlines is mirrored in the dynamic nature of his net worth, making him a captivating figure on the billionaire stage.

Elon Musk Net Worth

According to Forbe’s real time trucking, Elon Musk has a Net Worth of $254.7 B as at December 29, 2023. He had recorded a Change of : ▶ $5.9 B | -2.27%

Elon Musk’s country is United States.

2.Bernard Arnault & Family

The Arnault family, led by Bernard Arnault (74 years old), is a constant presence in the upper ranks.

The visionary behind LVMH, the conglomerate housing luxury brands like Louis Vuitton and Moët & Chandon, Arnault’s real-time net worth reflects the enduring allure of high-end fashion and lifestyle products.

Bernard Arnault & Family Net Worth

The Arnault family’s Net Worth is $202.2 B as at December 29, 2023, based on Forbes’ real time rankings. The family had recorded a Change of: ▶ $58 M | -0.03%

Bernard Arnault’s Country is France.

3.Jeff Bezos

Jeff Bezos, 59, the founder of Amazon, is a familiar name in the upper echelons of wealth. While he may have temporarily relinquished the top spot, Bezos remains a stalwart force.

Amazon’s influence across various sectors, coupled with Bezos’ ventures into space exploration through Blue Origin, continues to keep him firmly anchored among the world’s richest individuals.

Jeff Bezos’ Net Worth

Jeff Bezos has a net worth of $175.6 B according to Forbes’ real time ranking as at December 29, 2023, having recorded a Change of : ▶ $40 M | 0.02%

Jeff Bezos’ Country is United States

4. Larry Ellison

Lawrence Joseph Ellison is an American businessman and entrepreneur who co-founded software company Oracle Corporation.

He was Oracle’s chief executive officer from 1977 to 2014 and is now its chief technology officer and executive chairman.

Larry Ellison Net Worth

Larry Ellison has a Net Worth of $136.4 B as at December 29, 2023.

5. Mark Zuckerberg

Mark Zuckerberg, now steering the ship of Meta Platforms, Inc., is experiencing a fascinating metamorphosis in real-time.

As Meta delves into the uncharted waters of the metaverse, Zuckerberg’s net worth becomes a barometer for the growing significance of virtual spaces in our interconnected world.

Mark Zuckerberg’s net worth

Zuckerberg’s net worth is $126.8 B as at December 29, 2023.

6. Bill Gates

Bill Gates, co-founder of Microsoft and philanthropist extraordinaire, maintains a notable position in the real-time billionaire rankings.

Gates’ shift from the tech world to the forefront of global health and education initiatives adds a unique dimension to his wealth trajectory.

Bill Gates’ Net Worth

The net worth of Bill Gates is $119.5 B as at December 29, 2023, according to the Forbes’ real time rankings.

7. Warren Buffett

Warren Edward Buffett is an American businessman, investor, and philanthropist who currently serves as the co-founder, chairman and CEO of Berkshire Hathaway.

As a result of his immense investment success, Buffett is one of the best-known investors in the world.

Warren Buffet Net Worth

Warren Buffet has a Net Worth of $119.1 B as at December 29, 2023, having recorded a Change of : ▶ $271 M | 0.23%

8. Larry Page

Lawrence Edward Page is an American businessman, computer scientist and internet entrepreneur best known for co-founding Google with Sergey Brin.

Larry Page stepped down as CEO of Alphabet, the parent company of Google, in 2019 but remains a board member and a controlling shareholder.

Larry Page Net Worth

Larry Page’s net worth is $117.6 B as at December 29, 2023.

9. Sergey Brin

Sergey Mikhailovich Brin is an American businessman best known for co-founding Google with Larry Page.

Brin was the president of Google’s parent company, Alphabet Inc., until stepping down from the role on December 3, 2019. He and Page remain at Alphabet as co-founders, controlling shareholders and board members.

Sergey Brin, a native of Moscow, received a bachelor of science degree with honors in mathematics and computer science from the University of Maryland at College Park.

He is currently on leave from the Ph.D. program in computer science at Stanford University, where he received his master’s degree.

Sergey is a recipient of a National Science Foundation Graduate Fellowship as well as an honorary MBA from Instituto de Empresa.

It was at Stanford where he met Larry Page and worked on the project that became Google. Together they founded Google Inc. in 1998, and Sergey continues to share responsibility for day-to-day operations with Larry Page and Eric Schmidt.

Sergey Brin Net Worth

Sergey Brin has a net worth of $112.8 B as at December 29, 2023.

10. Steve Ballmer

Steven Anthony Ballmer is an American billionaire businessman and investor who served as the chief executive officer of Microsoft from 2000 to 2014.

He is the owner of the Los Angeles Clippers of the National Basketball Association. He is a co-founder of Ballmer Group, a philanthropic investment company.

Ballmer is due to collect $1 billion in dividends from Microsoft in 2024. This comes after the tech giant boosted its quarterly dividend payout to 75 cents a share, or $3 a share annually.

Steve Ballmer Net Worth

Steve Ballmer’s net worth is $112.0 B as at December 29, 2023.

11. Carlos Slim Helu & Family

  • Net Worth: $104.5 B
  • Change: ▶ $114 M | -0.11%
  • Age: 83
  • Industry: Telecom
  • Country: Mexico

12. Amancio Ortega

  • Net Worth: $100.7 B
  • Change: ▶ $676 M | 0.68%
  • Age: 87
  • Industry: Zara
  • Country: Spain

13. Francoise Bettencourt Meyers & Family

  • Net Worth: $100.0 B
  • Change: ▶ $897 M | 0.91%
  • Age: 70
  • Industry: L’Oréal
  • Country: France

14. Mukesh Ambani

  • Net Worth: $99.7 B
  • Change: ▶ $7 M | -0.01%
  • Age: 66
  • Industry: Diversified
  • Country: India

15. Michael Bloomberg

  • Net Worth: $96.3 B
  • Change: $0 (No Change)
  • Age: 81
  • Industry: Bloomberg LP
  • Country: United States

16. Gautam Adani

  • Net Worth: $71.9 B
  • Change: ▶ $507 M | -0.70%
  • Age: 61
  • Industry: Infrastructure, commodities
  • Country: India

17. Michael Dell

  • Net Worth: $69.5 B
  • Change: ▶ $220 M | -0.32%
  • Age: 58
  • Industry: Dell Technologies
  • Country: United States

18. Zhong Shanshan

  • Net Worth: $67.2 B
  • Change: ▶ $367 M | 0.55%
  • Age: 69
  • Industry: Beverages, pharmaceuticals
  • Country: China

19. Jim Walton & Family

  • Net Worth: $66.2 B
  • Change: ▶ $99 M | -0.15%
  • Age: 75
  • Industry: Walmart
  • Country: United States

20. Rob Walton & Family

  • Net Worth: $65.5 B
  • Change: ▶ $97 M | -0.15%
  • Age: 79
  • Industry: Walmart
  • Country: United States
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