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A Nairobi man has gone viral on social media for writing an official complaint to Co-operative bank of Kenya that his wife has been sleeping with the bank’s three top officials.

The man called Samuel T Mwangi claims that his wife identified as Caroline Wanjiku, who works at Cooperative Bank Westlands Branch, is cheating on him with her office colleagues and as a result, he wants her to be transferred from the branch.

Surprisingly, this has been happening for over a year, and the man just played cool so that he can gather enough evidence.

He wrote a letter to the bank’s Human Resource Officer and presented evidence in PDF form to prove that his wife is having sexual affairs with her office colleagues.

He titled his letter “OFFICAL COMPLAINT-SEXUAL AFFAIR AND INAPPROPRIATE RELATIONSHIPS”.

His evidence included MPESA transactions, CCTV footages and google maps that placed the accused senior officials at the bank at the alleged scenes.

He revealed that his wife even had sex with one of her colleagues in the car along Thika Road.

He goes on to argue that one of the bosses at the bank’s Westlands branch has been blocking his wife’s numerous transfers.

Here’s the evidence that he presented to the HR manager in PDF form and left his wife badly exposed.

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Gidjoy Investment Operations Manager has failed to explain to court why the incident report of an attack on their property in Donholm says the report was made at Savanna base and not Buruburu police station as he alleged.

Mark Munge testified during examination in chief that after receiving a call from his head of security informing him that they were under attack, he called Buruburu police station and told the guard to do the same.

Giving his testimony before Principal Magistrate Gibert Shikwe, Munge testified that he called the OCS Buruburu and reported the matter.

“On 27th March 2018, he received a call from Dickson Nyairo, the security in charge saying that they were being attacked by Patrobas (one of the accused persons) and his group. I told him to call the police,” said Munge.

Munge testified that he recorded his statement on the same day at 5 PM.

The defense lawyer also pointed out that the crime and incident report also shows it was reported at 10.30 AM and not 8AM as the manager claimed.

The court heard that the manager has worked for the land selling company since 2012 and had been authorised by one of the directors, Gideon Muriuki, the CEO Cooperative Bank of Kenya, to testify on behalf of the company.

Munge said that he received the call at about 7.45 and visited the property at 9 am.


According to the witness, when he got there, he went inside the said land together with the guards and found that about 100 meters of the wall had been destroyed.


“We had a fence of wooden poles and wires around the 7 acre land. The damage was valued at about Sh 144,000,” Munge testified.

The court further heard that the land has been subdivided into 36 parcels.

In the case, 10 Sawesava group members are charged with malicious damage of a perimeter wall belonging to Gidjoy.


The accused perons are Benita Alando Nailanel, Peter Keya Owino, David Mutuku Makau, Kennedy Odhiambo Alex, Titus Ochieng Okoth, Boniface Oduor Anyiego, Calvince Ochieng Ooko, Patrobas Awino (group secretary), Nick Omondi Owango and Philemon Otieno are charged with malicious damage of the said fence.

Sowesava Self-help group and Gidjoy Investment have been in logger heads over the ownership of the said land.

Both parties claim to possess title deed as proof of ownership.

The High Court ordered the parties not to interfere with the said land until the hearing and determination of the case.

Munge also testified that the property had been invaded before, about three days before the March 27 attack where again the fence was damaged.

“About three days before, on 24th March 2018 we were attacked again by unknown people,” the witness added.

In addition, the court was told that the witness was named as the victim of the offence and not Gidjoy Investment, a company associated with Muriuki and wife Joyce.

Questioned on which plots the fence was damaged, the witness said he was not sure of the same.

During cross-examination by the sixth accused who did not have legal representation, the court heard that the Operations Manager had nothing to prove that the wall was erect the day before the alleged damage.

The court further heard that the Manager did not know who attacked them on 24th March yet is indicated in the charge sheet that it was the accused persons.

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The Excellence School, a pre-primary, Primary and High School located in Lavington, Nairobi is crying foul after the Co-operative Bank of Kenya allegedly tried to fleece its resources.

According to the documents seen by Dailytrends.co.ke, the school has been repaying a loan facility on asset finance under the Co-operative Bank.

The school, according to the documents, only has one loan that it is currently repaying, after two successful moratoriums during the Covid-19 period in May and September 2020 respectively.

Gallery | The Excellence School

On February 15, 2021, the school’s account with Co-operative Bank was debited Ksh491,000 for the same.

However, Co-operative Bank went ahead and attached the school on Credit Reference Bureau (CRB),and indicated that the school had three loan facilities, instead of one.

The school is also concerned that Co-operative Bank has been carrying out multiple and arbitrary debits on their account without authorization.

The school is now worried that the bank is secretly planning to fleece their resources or frustrate and intimidate them so that their hard-earned resources can be taken over.

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The school raised the matter with the bank via social media on March 2, with the bank promising to follow up on the matter before getting back to the school.

But speaking to Dailytrends.co.ke on Friday, March 12, Moses Wokono, the Principal Director at The Excellence School confirmed that the bank had not responded on the issue.

Mr Wokono confirmed that he had met with the Bank’s manager, but by Friday March 12, he had not received any positive feedback.

“I raised the issue with the Bank’s manager, but I have not yet received the status of the loan. I have just received a call from them, let me see if they will issue me with the status,” he said.

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Cooperative Bank customers have expressed their disappointments in the way the bank has been serving them.

Cornelia Lemar
i lost 990 from my account,am trying to inbox you but you’re telling things i don’t understand
Top fan
Jacob Onyango
Wah! Mimi ile embarrassment nilipata na coop mbanking kwa matatu wacha tu. I told the conductor to give me his number so that I could send him cash directly from my account to his mpesa number. Wacha a return sms iseme ” service is un available” I had no cash in my pocket

Fred KE
Your cashless transaction are risky.. your mcoop app and *667# can fail you in the middle of transaction.. I experienced this last week and I now trust mpesa more than your mobile banking… Please improve on your services.

Keff Keffero
Kazi yenyu nikusema you are very sorry…you are very good at that

Andre Young Jr.
This is literally my fave when I learn that a client paid directly to my co-op account instead of giving me a cheque I bank elsewhere… Tears😭

Hargreaves Alumasa
Co-op Bank Kenya Why are you frustrating us? Mco-op cash is doing since yesterday

Irene Ogweny
how do u expect us to enjoy valentines day while you dont respond to my inbox?????am asking here for the last time,how many days does a cheque takes to mature from another bank to coop?and pliz stop asking me the amount, after all, it does not concern you.

Oliver Griézmaññ Chelsea
What’s wrong with this app of yours? I want to send my wyf money from my account directly to her account n I can only do that via the app. Why is it not working, yet *266# and *667# are all working? I want the funds to be deposited directly to her bank a/c and not mpesa, this is so annoying, this is Valentine’s and people need 💰!!!!!

Qanayo Anayo
I tried to apply for a top up in flexi after repaying for two months and coop denied me. Nameshanga sana. I only have one month to fully repay. Bado nashanga

Ayub Meshack
For almost three months now I haven’t used my a/c because mobile banking isn’t working,ety can’t get my details online

Kui Anne
How long does it take to get a business ATM card, I opened my business bank account on December 17th from kikuyu branch and am yet to get an ATM card 2 months later?

Protus Nyakina Omwenga
Ihave aloan of two month installment ,if iclear the first installment can i top up two month top salary ,,the other question if igot two month salary loan on 6feb2021,and if ipay the first instalment on 8march 2021,can i top up again or you will say my count is negative 5000,for example.

Samuel Gaikuru
I have an issued. I currently do not receives any coopbank message(s) in my sim card as i earlier before. I cannot withdraw money directly from my m-coop cash at coopbank agent because i cannot receives any message from coopbank. My ATM card is very far away. And the only way forward is sending money from my m-coop cash to my m-pesa. Kindly helped.

Raymond Olende
Why keep people waiting online for hours ?
I made a wrong transaction I Inbox you.
This is the second time the last time you did the same and I lost my cash since no one answered my call nor reply to my mail. You’re such a disappointment

Samuel Irungu Precious
The only bank that takes 5days to cash a cheque.
Disappointed with 10000others😭

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I believe you have come across a video that was hugely circulated online, showing boda boda operators almost lynching suspects who had robbed someone of his money in Nairobi CBD, haven’t you?

Well, if you have not seen the video, then we will show you in this article.

Fredric Otieno, the man who was robbed of Sh320,000 he had withdrawn from a bank in Nairobi has narrated the events that led to a dramatic chase by boda boda operators.

Speaking to a local daily, the 30-year-old Otieno said he might have been confused by ghosts.

The victim narrated that he suspects those behind the incident sprayed chemicals onto his face as they confronted him outside the bank.

Otieno believes there are more members of the group that attacked him who are on the loose. He said two women who first approached him are yet to be found or arrested.

“I did not see them in the videos that circulated as the other accomplices were almost being lynched. They are out there may be attempting a similar thing on unsuspecting Kenyans,” he said.

Otieno said he had driven with his cousin to the bank and withdrew about Sh25,000 which he wanted to send to a university in Canada for his online studies.

He told his cousin to drive on and look for parking as he transacted in the bank at about 1pm. After he finished the transactions he walked out and was confronted by two women near the entrance who first introduced themselves as Safaricom agents.

They said they were carrying out a promotion, which if he put his money would triple it.

“In the process I felt dizzy and could not remember much. I handed one woman the money I had and I walked back to the bank and withdrew Sh270,000 more. I walked back and was looking for my cousin albeit confused when a man now came and grabbed the other money and walked away,” he remembered.

After the man grabbed the money, he saw him board a black Voxy car that was later intercepted kilometres away.

He screamed for help alerting boda boda riders who were nearby.

Some of the riders had witnessed the drama and gave chase after the car as it sped off towards Haile Selassie Avenue, joined Uhuru Highway before it was intercepted at University Way roundabout.

The boda boda operators beat up the three suspects who were on board and vandalised the car. In the process, the money vanished.

It took the intervention of police officers at the roundabout to shield the three who were later rushed to the Mbagathi Hospital with multiple injuries.

The drama of their beatings was captured on camera by other motorists. The getaway vehicle whose windshields had been smashed in was towed to the Central Police station.

Otieno, a father of two children, cannot explain how the two women who first approached him knew he had withdrawn the money. 

He said he is a week old in Kenya and planned to stay for a month before going back to Qatar where he has worked for the last seven years.

He appealed to police to go to the bank and seek security footage of Tuesday’s events to identify the women who first approached him.

He added his family was shocked to learn he was robbed of the money.

Otieno said police recorded his statement soon after the incident. Police said a team of detectives is investigating if bank staff or imposters were involved in the incident.

Police believe some staffers or imposters usually sit in banking halls and monitor transactions before alerting gangs.

Such incidents have been reported in the past whereby people are robbed of money soon after withdrawing.

Nairobi police boss Rashid Yakub said they are investigating the incident. He discouraged mob lynching, terming it illegal.

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In the lead up to the launch of Kingdom Bank, police detectives rounded up several bloggers and blog administrators and those who had published stories bordering on the country’s third largest bank – Cooperative Bank of Kenya.

Several were picked from their residences and held incommunicado for five-six days before they were released without any charges.

The idea behind the clandestine arrests was to silence the alternative voice in the country’s media in a characteristic way that the bank has applied in its modus operandi for a long time.

They were branded as extortionists for allegedly publishing stories touching on the bank. Ostensibly, the reason for the arrest was to make sure that the investors in the bank were not disturbed ahead of the launch that has its fair share of doubts within the banking sector.

Most of those arrested over the week that the bank deployed police to crush the dissenting voices or those seen to the against the bank’s ideals, are traumatised and too scared to talk about the ordeal that included torture and humiliation and constant threats.

In the wake of the arrests, many blogs pulled down stories on Cooperative Bank and its CEO Gideon Muriuki. Indeed, very few stories can be found on social media about the bank and its senior management.

Early December, one of the country’s leading and bravest bloggers Disembe Dikembe, penned a story in kenya-today.com that shook the whole country in its prose and content.

Disembe, in the story, lunged on a document released in August and suppressed by the mainstream media with only premier business content publisher Business Daily giving it a mention.

The story was picked up and obviously pulled down for many reasons know tp the journalists. Kenyagist.com (https://www.kenyagist.com/banking-scam-co-operative-bank-being-looted-dry-to-launch-kingdom-bank) still has the story online after various attempts to shoot it down failed.

Other newspapers, despite having the illustrations and contents including interviews from interested parties and stakeholders, chose to play it down for obvious reasons.

The shocker that the Disembe story exposed includes a fact that most people in the media know and have all the facts but fear reprisals from the bank and its financial muscle.

Later, the Disembe story was pulled down in a move that people feel was unfair.

Effort to corroborate the story was confirmed by those arrested as much as they are fearful of the outcome of the interviews. It is only when they are promised that the story is balanced that they open up, though they all demand for anonymity.

“I don’t want to speak about the ordeal. I was picked up from my house and taken to several police stations. My mistake is that someone planted a story on my blog. My blog was a small one and the designer planted a story that left me in pain and I regret having had the story on my blog.

“I was taken by the investigators to the station and I wrote a statement on the same. We were released after some days but we were given warnings on what to say and further punishment. I was told that we are being used to fight and publish negative stories about Cooperative Bank,” says one of those detained for days.

The victim says he is on consultation with the bank and his family’s lawyers on what to next after the ordeal that left him traumatised and fearful. He has since relocated to county in Eastern Kenya.

Another victim was more blunt about his experience in the hands of the police and the bank as he prepares to make a move at the courts for justice. He says that he was threatened with death, castration and even his family members’ arrest.

“To be honest, I don’t care what they do to me. I was picked up from the house and driven around Nairobi in different police stations. My only mistake was to carry a story on a blog I was administering. I am sure that is not a crime. But, the fact that the bank told us they can spend money to get us from wherever we are is testament to a fact they are ready to do evil. I will be moving to court and I will sue the bank for the illegal arrest and detention,” a blogger only know as JK told this writer.

On a wider scope, the efforts by Cooperative Bank to stay clean have a long history.

Starting with the IPO in 2008, a report by Mars Group lifted lid on the underhand dealings that saw management and senior staff members benefit immensely. The story was carried by wazua.co.ke (http://m.wazua.co.ke/forum.aspx?g=posts&t=27050&p=2).

Various other stories have been written, mainly from sources within the bank touching on the management and other personal issues affecting the bank.

Another blog, the Sun Weekly reported a serious malfunction on the systems that led to customers losing their money. (http://thesunweekly.co.ke/panic-as-coop-bank-systems-experience-downturn-amid-fears-of-hacking/).

But, the stories of the bank do not end with management. They are extended to the bosses. In another blog The World News, it is reported that the bank CEO Gideon Muriuki is involved in a fight with a set of squatters who have laid claim to a piece of land in Nairobi’s Embakasi https://theworldnews.net/ke-news/exposed-inside-fraudulent-exercise-in-the-gideon-muriuki-led-cooperative-bank

In another shocking story former Nairobi Governor Mike Sonkoposted on his Facebook page about dealing between the bank and a blogger Mildred Atty Owiso in which the fiery politician accused the Marketing director Ngumo Kahiga of paying money to suppress social media stories https://www.facebook.com/GovernorMikeSonkoMbuvi/posts/2548076675230665.

It is further claimed in media circles that some of the country’s bloggers have been silenced by the bank after being paid millions of shillings.

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The Cooperative bank and Nyeri County government have embarked on a partnership that will salvage businesses from collapsing because of the adverse effects of COVID-19.

Representatives from the county government led by Governor Mutahi Kahiga held talks with representatives from the bank today.

The deal is expected to be finalised next week, according to the Governor.

The partnership between the two entities on post Covid-19 economy recovery measures will tackle Small and Medium Enterprises (SMEs).

“The two entities will partner in capacity building, funding, cushioning of SMEs including private schools, saccos and Corporate Social Responsibility” Mutahi stated.

He laid emphasis on PayCheck Protection Loans to help businesses that are struggling to avoid laying off of workers which is hurting the families that are dependent on those wages.

The team was represented by Jacquelyne Waithaka, Director-Corporate & Institutional Banking Division, Moses Gitau Head-Business Banking, Silvance Nono Head-Government & Public Sector Banking, Annie Thagishu Relationship Manager, Ngumo Kahiga Head-Marketing and Communication and Samuel Mukiti Relationship Manager.

The county administration was represented by the County Secretary Ben Gachichio, Economic Advisor Ndirangu Gachunia and Trade Chief Officer Ibrahim Adan.

“Consultative meetings will be held next weeks to come up with a concrete plan on how to cushion Nyeri residents against the adverse economic effects of the Covid-19 pandemic and execute an MOU immediately” Kahiga stated.

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Co-operative Bank has for the fifth year running renewed a special motor vehicle purchase scheme with motor dealers Isuzu East Africa and Simba Corporation to enable small businesses acquire vehicles at highly negotiated terms.

The bank provides up to 95 per cent financing of the vehicle purchase price.In addition, customers can apply for a Sh500,000 working capital facility to support their businesses, especially during the difficult Covid-19 pandemic.The loan has a repayment period of five years with a further 60 days’ grace period and a negotiated motor vehicle insurance cover.

“As partners, we had to renew this joint scheme due to its huge popularity among SMEs, who have told us the scheme is currently the most affordable means of acquiring a wide selection of vehicles such as the popular Isuzu TFR and Mitsubishi Fuso for their various transport needs,” said Co-operative Bank Head of Business Banking Moses Gitau. 

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