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The Co-operative Bank of Kenya has cemented its position as an innovation leader in African finance, taking home the coveted Product Innovation of the Year (Africa) at the Global SME Finance Awards 2025.

​The prestigious global recognition, hosted by the International Finance Corporation (IFC) and the SME Finance Forum, and endorsed by the G20’s financial inclusion body, effectively declares Co-op Bank the most innovative financial institution on the continent for its small business solutions.

The award validates Co-op Bank’s targeted and holistic strategy to serve the critical Micro, Small, and Medium Enterprise (MSME) sector.

The bank was singled out for its success in deploying tailored products, digital ecosystems, and inclusive financing models that overcome traditional hurdles for MSMEs, such as lack of collateral and complex application processes.
The Global SME Finance Awards celebrate institutions that demonstrate exceptional innovation in serving the vital MSME sector. Co-op Bank was recognized for its ability to seamlessly integrate digital technology with accessible financial products, breaking down traditional barriers to credit and enabling thousands of small businesses to grow and create jobs.

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The Africa Let’s Worship (AFLEWO) movement is set to host its annual all-night worship experience in Nairobi, with Co-operative Bank of Kenya joining as a key partner for the 2025 edition.

The highly anticipated event, dubbed AFLEWO Nairobi 2025, promises a night filled with music, prayer, and revival, drawing thousands of believers from across the country.

In a statement, Co-op Bank invited Kenyans to come together in worship:
“AFLEWO and Co-op Bank invite you to an all-night of wonderful worship. Kenya, let’s lift our voice in music and prayer. Come let’s worship!

About AFLEWO Nairobi

AFLEWO Nairobi has, for over 20 years, established itself as a unique platform for divine exchange, empowerment, and unity in the Church. The annual gathering is more than just a worship night — it is a divine mandate that unites every component of the body of Christ, from clergy and worship ministers to sound engineers, intercessors, service teams, administrators, media influencers, and partners.

“By God’s grace, we have kept the fire burning and the processes going, based on our key mandate which is to unite the Church in worship,” the organizers said. “We boast not in our skills, networks, or organization, but in the Name of the Lord our God, who has been the sure foundation of this movement.”

Impact and Leadership

Behind AFLEWO Nairobi is a dedicated management team drawn from various assemblies across the city. These men and women, driven by a passion for excellence and service, bring diverse skills and networks to ensure that each annual process is impactful and life-changing.

Over the years, AFLEWO’s annual themes have not only guided the event but have also served as prophetic declarations that inspire individuals, ministries, and nations. The 2025 edition is expected to be no different, with organizers affirming that God will speak a fresh word to the Church and to the nations during this year’s gathering.

Invitation to Worship

AFLEWO Nairobi 2025 will provide a space for united worship, deep prayer, and spiritual ministration, as Christians across denominations converge to seek God’s presence.

The event is open to all believers, and attendance is expected to be massive, as has been the tradition with past AFLEWO worship nights.

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For a long time, many people believed that insurance was only for the wealthy. The high upfront costs of premiums often made it seem out of reach for individuals, small business owners, and families juggling daily expenses.

Take Jonathan, for example—a small business owner managing multiple expenses. When his motor insurance renewal came up, the lump sum payment felt like an impossible hurdle. But with Insurance Premium Financing (IPF) from Equity, Jonathan was able to spread the cost into manageable monthly payments, ensuring his business stayed protected without straining his cash flow.

Thanks to innovations like IPF, the belief that insurance is only for the wealthy is rapidly changing. With IPF, you no longer need to save up a lump sum to secure cover. Instead, you can enjoy immediate protection while paying for your premiums in smaller, budget-friendly instalments over six or ten months.

How Does Insurance Premium Financing Work?

When you take out an insurance policy through Equity Bancassurance, whether it’s medical or non-medical (e.g., motor, home, agriculture, or business insurance), you can apply for a short-term loan to cover the premium. Equity pays the premium upfront on your behalf, and you repay the loan in monthly instalments tailored to your budget.

This financing option applies to a wide range of insurance products:

  • Motor Insurance: Protect your private car, commercial fleet, or institutional vehicles from unexpected accidents or damages. With Equity IPF, you can ensure your vehicles are fully covered while spreading the cost over ten months.
  • Medical Insurance: Medical emergencies can be financially draining. Equity’s IPF ensures you and your loved ones have access to quality healthcare without the stress of upfront payments. Secure comprehensive medical coverage today and repay the premium over 6 months.
  • Biashara Insurance: Safeguard your business from risks like property damage, theft, or liability claims. IPF allows you to stay protected while maintaining steady cash flow by paying in monthly instalments.
  • Agriculture Insurance: Farmers face unpredictable challenges like bad weather or livestock diseases. Equity’s IPF helps you cover your crops and livestock without financial strain, ensuring your livelihood is protected.
  • Home Insurance: Fires, theft, or natural disasters can destroy your home and belongings. With Equity IPF, you can protect your home and family while spreading the premium over 10 months, giving you peace of mind.

Benefits of Insurance Premium Financing

  • Flexible Repayment Terms:

Medical insurance premiums can be repaid over 6 months, while non-medical premiums can be spread over 10 months.

  • 100% Premium Financing:

Equity pays the full cost of your premium upfront, so you don’t need to worry about large, one-time payments.

  • No Collateral Required:

The financing is unsecured, making it accessible to everyone.

  • Ease of Budgeting:

Premiums are divided into predictable monthly payments, helping you stay insured without disrupting your finances.

What Do You Need to Apply?

Applying for Insurance Premium Financing is simple. Here’s what you’ll need:

  • A completed application form.
  • For individuals: Copies of your ID card and PIN certificate.
  • For companies: A CR12 form and a duly signed company resolution.
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Captain Morgan, Kenya Breweries’ leading rum, is set to unleash the ultimate Captain’s Yard Takeover in Nakuru, bringing an electrifying mix of music, adventure, and bold fun. The epic event will go down on Saturday, October 4th 2025 at the iconic Rift Valley Sports Club, transforming Nakuru into the hottest entertainment spot of the season.

The final lineup is stacked with some of Kenya’s most dynamic entertainers. Fans can look forward to explosive live performances from Mejja, Iyanii, Maandy, and Tipsy Gee, with high-energy hosting from hype machines MC Gogo and Azeezah.

To keep the decks blazing, DJ Gibbz Tha Daqchild, DJ Malaika, and DJ Bash will be joined by Nakuru’s very own talents DJ Ruby, DJ Jomba, and Jussneera. Adding extra spice to the experience, TikTok sensation Collo Blue will bring his unmatched online energy to the live stage.

The takeover will also feature interactive brand experiences, bold surprises, and unforgettable Captain Morgan cocktails crafted to keep the vibe flowing all night. Consumers will also enjoy sizzling treats from the Captain’s Grill station, making this event more than just a party, it’s a full-on adventure in spice and flavour.

“We are excited to bring the Captain’s Yard experience to Nakuru, a city that knows how to celebrate life with energy and style. Captain Morgan is all about unleashing boldness, fun, and unforgettable moments, and this takeover will be no different. We are looking forward to creating lasting memories with our consumers as they enjoy great music, spiced cocktails, and unique experiences at Rift Valley Sports Club.” Said Victor Adada, Brand Manager, Captain Morgan.

To join the Captain’s Yard Takeover, consumers will need to purchase a 750ml bottle of Captain Morgan for 2 tickets or a 250ml bottle for 1 ticket. Gates open at 2pm, and fans are encouraged to come ready to unleash their spice, However you spice Spice On.

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Iris Club, formerly Onyx, has disrupted the peace of residents living around Riara Road with loud music on weekends, but Nairobi County Chief Officer for Environment Geoffrey Mosiria has so far not taken any action, despite residents writing to the county and NEMA.

A Nairobi resident has accused the Nairobi County Government of turning a blind eye to persistent noise pollution from a nightclub operating in Marsabit Plaza, Riara Road, despite repeated complaints to both the county and the National Environment Management Authority (NEMA).

In a message shared with blogger Cyprian Nyakundi, the frustrated tenant alleged that Iris Club, formerly Onyx, has disrupted the peace of residents living around Riara Road with loud weekend music and a hypeman who shouts through the night.

“Hi Cyprian, how are you? Please shed some light on this club called Iris on Marsarbit Plaza (formerly Onyx). I live on Riara Road, and genuinely speaking, we get no peace on the weekends. Music is loud, and they even have a freaking hypeman! It’s so disappointing to think that this is right next to residential,” the aggrieved resident stated.

The complainant further revealed that tenants have written several times to both NEMA and Nairobi County, but no meaningful action has been taken.

“They are so oblivious of the fact that they are disturbing the peace. We have written to the county and NEMA several times, but nothing has been done,” he stated.

The spotlight is now on Nairobi County’s Chief Officer for Environment, Geoffrey Mosiria, who has in the past publicly staged raids on noisy nightclubs, churches, and outdoor events in areas such as Pipeline.

Mosiria has often documented these crackdowns on social media, presenting himself as a champion against noise pollution.

However, Kenyans now argue that his silence on the Iris Club paints a picture of selective enforcement, with some questioning why some establishments are targeted while others continue to operate unchecked.

Noise pollution has been a long-standing issue in Nairobi, especially in areas where residential estates border entertainment spots.

The apparent inconsistency in enforcement threatens to undermine the county’s efforts to restore order and protect residents’ right to a peaceful environment.

As frustrations mount, residents around Riara Road are now demanding urgent action against Iris Club, warning that selective enforcement not only erodes public trust but also encourages impunity among offenders.

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Corporal Isaac Kipngetich (attached to Turkana County Police Headquarters). PHOTO/DCI

Detectives from the Operations Support Unit (OSU) have arrested four law enforcement officers accused of running an illegal arms and ammunition trade that has fueled insecurity and violence in various parts of the country.

According to a statement shared on social media by the Directorate of Criminal Investigations (DCI), the suspects include Assistant Superintendent of Prisons Ekidor Lotira Charles (based in Turkana), Corporal Isaac Kipngetich (attached to Turkana County Police Headquarters), Police Constable Ileli Cyrus Kisamwa (an armorer at the Central Firearms Stores in Industrial Area), and Constable Samson Muriithi Mutongu (a storeman also based in Industrial Area).

“Detectives from the Operations Support Unit have arrested four law enforcement officers suspected of being behind an illegal arms and ammunition trade that has contributed to insecurity and violence in various parts of the country. The four officers; Assistant Superintendent of Prisons Ekidor Lotira Charles (based in Turkana), Corporal Isaac Kipngetich (attached to Turkana County Police Headquarters), Police Constable Ileli Cyrus Kisamwa (an armorer at the Central Firearms Stores in Industrial Area), and Constable Samson Muriithi Mutongu (a storeman also based in Industrial Area), have been under investigation for some time due to their suspected involvement in the illegal trade of firearms and ammunition,” DCI stated.

Investigation

Authorities say the four had been under investigation for weeks after intelligence linked them to the black-market supply of ammunition and firearms. Their arrest follows days of profiling, surveillance, and forensic investigations by the OSU team.

The breakthrough came when Cpl Kipngetich was caught red-handed receiving a consignment of 1,000 rounds of ammunition from Constables Ileli and Mutongu, intended for ASP Lotira. Acting on additional intelligence, detectives later arrested Constable Mutongu, who was found with 19 assorted firearm magazines, firing pins, cleaning kits, and three spent 9mm cartridges.

“Their arrest follows days of detailed profiling, surveillance, and forensic investigations by the OSU team. The breakthrough came when Cpl Kipngetich was caught pants down after receiving a consignment of 1,000 rounds of ammunition from Constables Ileli and Mutongu, which was intended for ASP Ekidor Lotira,” the statement read.

Constable Ileli was also arrested while in possession of a Remington Rand Model 1911 pistol and two Ceska pistol firing pins, further tying him to the illegal trade.

Police Constable Ileli Cyrus Kisamwa (an armorer at the Central Firearms Stores in Industrial Area). PHOTO/DCI

The four officers have since been processed and will be arraigned in court on Monday, September 29, 2025.

In a statement, the National Police Service condemned the actions of the suspects, vowing to pursue and punish anyone within its ranks who betrays public trust by fueling violence through the illegal arms trade.

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County leaders from the Lake Region Economic Bloc (LREB) have wrapped up a regional knowledge-sharing workshop aimed at advancing health advocacy and policy reforms.

The session brought together County Executive Committee Members (CECMs) for Health and Finance, County Attorneys, Chief Officers for Health and Finance, and Caucus members. It served as a platform for counties to reflect on common challenges, share best practices, and develop coordinated strategies to improve health systems across the bloc.

At the center of discussions was the need to strengthen Primary Health Care (PHC) and Reproductive, Maternal, Neonatal, Child, Adolescent Health and Nutrition (RMNCAH+N) policies, with county officials also rallying behind the scale-up of Human Papillomavirus (HPV) vaccination.

Participants were taken through the Championing Evidence-Based Advocacy (CEBA) Project, which is supporting counties to use data-driven approaches for health decision-making. Practical tools were shared to help county leaders tailor advocacy strategies that can secure increased local financing and enhance accountability in health service delivery.

The workshop concluded with a commitment to build stronger advocacy networks across LREB, ensuring sustained collaboration, improved policy inclusion, and greater community access to quality health services.

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Part of the Safaricom SIM cards that were seized during the M-PESA fraud crackdown in Mumias

Detectives from the Directorate of Criminal Investigations (DCI) have seized over 5,000 SIM cards and 142 identity cards in a major M-PESA fraud crackdown in Mumias, Kakamega County.

DCI, in a statement shared via social media on Friday, September 26, said that during an intelligence-led operation conducted in Bomani Teachers’ estate, two individuals, namely Jonathan Ambwaya Kwini, 30, and his 23-year-old accomplice, Timothy Siloche Wesonga, were arrested and taken into custody.

“In a move to curb the rise of financial crime, law enforcement officers in Mumias East have arrested two key suspects involved in a series of M-Pesa fraud schemes in the area. The fraudsters, 30-year-old Jonathan Ambwaya Kwini and his 23-year-old accomplice Timothy Siloche Wesonga, were taken into custody during an intelligence-led operation in Bomani Teachers’ Estate of Mumias town,” DCI stated.

Jonathan Ambwaya Kwini, 30, and his 23-year-old accomplice, Timothy Siloche Wesonga, who were arrested in the M-PESA fraud crackdown in Mumias. PHOTO/DCI

According to the police, a Safaricom Mobicom phone, utilised for the registration of SIM cards, along with an array of devices – four small Itel phones, 70 Airtel SIM cards, 24 Telkom SIM cards, and over 5,000 Safaricom SIM cards – were among the recovered items.

“Acting on crucial tips, officers descended on the location where they made a significant recovery. Among the seized items were a Safaricom Mobicom phone, utilised for the registration of SIM cards, along with an array of devices: four Itel small phones, 70 Airtel SIM cards, 24 Telkom SIM cards, and over 5,000 Safaricom SIM cards. The haul also included 142 national ID cards belonging to various individuals, painting a picture of the suspects’ extensive operation,” the DCI statement read.

Both Kwini and Wesonga have since been escorted, along with the incriminating evidence, to Kakamega police station and are set to join a roster of other suspects and are scheduled to appear in court on Monday.

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Three National Super League teams benefit from Mozzart’s Ksh18 million sponsorship

The betting giant has teamed up with three ambitious clubs that share its vision of progress, supporting their activities in the 2025/2026 campaign as they chase promotion to the top flight of Kenyan football.

Among the beneficiaries of this groundbreaking partnership are 3K FC from Embu, Migori Youth from the Kenya-Tanzania border, and Kisumu All Stars from the lakeside city of Kisumu.

Under the deal, Mozzart will sponsor each club to the tune of Ksh5 million, while also committing an additional Ksh1 million for club merchandise over the next year.

The clubs will don Mozzart-branded jerseys, while the company’s marketing material will be visible across match venues.

FKF President Hussein Mohamed, who was the chief guest at the event, credited the formidable partnership between the federation and Mozzart.

“We are happy that we have a solid partner in Mozzart that is walking with us on this grassroots journey. We have the Mozzart Bet Cup every year, and I’m really looking forward to a new partnership as we look at making that tournament even better.

To the clubs, this is a massive challenge. With this, we must have discipline within your clubs, and I want to give some assurance, it is only the beginning, we are going to do more.”

On his part, Mozzart country manager Sasa Krneta explained the gaming firm’s decision to sponsor the three teams, with the betting company looking to invest heavily in grassroots football.

“The total amount that we will be pumping into the NSL through the three teams is Ksh18 million, a figure rarely witnessed in the Kenyan second-tier.

We believe that grassroots football is the engine room of our country’s success in the beautiful game, like the great Brazilian legend Pele called it,” said Sasa.

This partnership comes as a lifeline for the NSL, which has struggled to attract meaningful sponsorship since the exit of Bamba Sport in 2019.

By the time Mozzart made its entry, only five clubs in the league had a stable income source, with the rest relying on fans and well-wishers just to honour fixtures.

The lack of financial stability has long cast doubts on the professionalism of the league over the years. But now with Mozzart’s arrival, the number of financially stable clubs will skyrocket to nine.

For 3K FC, the sponsorship is historic, since their inception, the Embu-based side has never had a sponsor to its name.

The club, which plays their home games at Moi Stadium, Embu, are starting their second NSL season after earning promotion as champions of the FKF Division One in 2023/2024.

The club, known for attracting large crowds, averages more than 3,000 fans per match.

Assistant coach Moses Munene, who has been with the club since its inception as a player before transitioning to the technical bench, described the partnership as transformational.

“This is a massive boost for the team and the players. For the very first time, our players will be on a payroll.

The community will rally behind us in every match, which spells good times for the club and Mozzart. Our ultimate goal is promotion,” Munene said.

Kisumu All Stars, popularly known as Otenga, have perhaps borne the most brunt of a sponsor pulling out of a team.

Based at Moi Stadium, Kisumu, the Eagles saw two promising seasons collapse after the County Government of Kisumu pulled out its support.

The club, once on the verge of promotion in 2023/2024 and 2024/2025, was forced to dish out walkovers that derailed their campaign.

Team Manager Rashid Ochieng believes Mozzart’s backing is the missing piece in their pursuit of a serious title challenge.

Migori Youth, one of the NSL’s longest-serving sides, have also benefited from the partnership.

The club is regarded as the custodian of the second tier, having spent over eight seasons each without making the leap to the Premier League.

Migori Youth, who will shift from Migori Stadium to Awendo Green Stadium this season, are set to embark on their tenth NSL campaign.

For them, Mozzart’s sponsorship is a first too.

Like Kisumu, their promotion bids have been repeatedly hampered by financial shortfalls that made it difficult to even pay players.

The Mozzart sponsorship promises to breathe new life into the NSL, enhancing competition, improving professionalism, and fostering talent development.

More importantly, it raises hopes that other sponsors may finally be encouraged to invest in a league that has long been starved of financial support.

One of Kenya’s leading betting firms, Mozzart, has breathed a new lease of life into the National Super League (NSL), injecting more than Ksh18 million into the country’s second tier of football.

The betting giant has teamed up with three ambitious clubs that share its vision of progress, supporting their activities in the 2025/2026 campaign as they chase promotion to the top flight of Kenyan football.

Among the beneficiaries of this groundbreaking partnership are 3K FC from Embu, Migori Youth from the Kenya-Tanzania border, and Kisumu All Stars from the lakeside city of Kisumu.

Under the deal, Mozzart will sponsor each club to the tune of Ksh5 million, while also committing an additional Ksh1 million for club merchandise over the next year.

The clubs will don Mozzart-branded jerseys, while the company’s marketing material will be visible across match venues.

FKF President Hussein Mohamed, who was the chief guest at the event, credited the formidable partnership between the federation and Mozzart.

“We are happy that we have a solid partner in Mozzart that is walking with us on this grassroots journey. We have the Mozzart Bet Cup every year, and I’m really looking forward to a new partnership as we look at making that tournament even better.

To the clubs, this is a massive challenge. With this, we must have discipline within your clubs, and I want to give some assurance, it is only the beginning, we are going to do more.”

On his part, Mozzart country manager Sasa Krneta explained the gaming firm’s decision to sponsor the three teams, with the betting company looking to invest heavily in grassroots football.

“The total amount that we will be pumping into the NSL through the three teams is Ksh18 million, a figure rarely witnessed in the Kenyan second-tier.

We believe that grassroots football is the engine room of our country’s success in the beautiful game, like the great Brazilian legend Pele called it,” said Sasa.

This partnership comes as a lifeline for the NSL, which has struggled to attract meaningful sponsorship since the exit of Bamba Sport in 2019.

By the time Mozzart made its entry, only five clubs in the league had a stable income source, with the rest relying on fans and well-wishers just to honour fixtures.

The lack of financial stability has long cast doubts on the professionalism of the league over the years. But now with Mozzart’s arrival, the number of financially stable clubs will skyrocket to nine.

For 3K FC, the sponsorship is historic, since their inception, the Embu-based side has never had a sponsor to its name.

The club, which plays their home games at Moi Stadium, Embu, are starting their second NSL season after earning promotion as champions of the FKF Division One in 2023/2024.

The club, known for attracting large crowds, averages more than 3,000 fans per match.

Assistant coach Moses Munene, who has been with the club since its inception as a player before transitioning to the technical bench, described the partnership as transformational.

“This is a massive boost for the team and the players. For the very first time, our players will be on a payroll.

The community will rally behind us in every match, which spells good times for the club and Mozzart. Our ultimate goal is promotion,” Munene said.

Kisumu All Stars, popularly known as Otenga, have perhaps borne the most brunt of a sponsor pulling out of a team.

Based at Moi Stadium, Kisumu, the Eagles saw two promising seasons collapse after the County Government of Kisumu pulled out its support.

The club, once on the verge of promotion in 2023/2024 and 2024/2025, was forced to dish out walkovers that derailed their campaign.

Team Manager Rashid Ochieng believes Mozzart’s backing is the missing piece in their pursuit of a serious title challenge.

Migori Youth, one of the NSL’s longest-serving sides, have also benefited from the partnership.

The club is regarded as the custodian of the second tier, having spent over eight seasons each without making the leap to the Premier League.

Migori Youth, who will shift from Migori Stadium to Awendo Green Stadium this season, are set to embark on their tenth NSL campaign.

For them, Mozzart’s sponsorship is a first too.

Like Kisumu, their promotion bids have been repeatedly hampered by financial shortfalls that made it difficult to even pay players.

The Mozzart sponsorship promises to breathe new life into the NSL, enhancing competition, improving professionalism, and fostering talent development.

More importantly, it raises hopes that other sponsors may finally be encouraged to invest in a league that has long been starved of financial support.

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Kenya Breweries Limited (KBL) has officially launched the highly anticipated sixth edition of its annual beer festival, Tusker Oktobafest, promising an expanded nationwide celebration of Kenyan beer and culture. The launch event, held on Thursday, 25th September at the Tusker Brew House, gathered media, influencers, and performers for an industry night that set the stage for a month of vibrant festivities.

This year, Tusker Oktobafest embraces a deconstructed, nationwide approach, bringing the celebration closer to beer lovers across Kenya. The festival will kick off with a special treat for Nairobi fans: a nostalgic “Kulture” experience at Carnivore Grounds on October 4th, featuring a throwback to 2000s Kenyan music.

Addressing the attendees, Marketing Manager Mark Mugisha outlined the brand’s vision for this year’s festival. “In the six years of providing a platform to celebrate Kenyan beer and culture, we have built a phenomenal property with Oktobafest,” he stated. “Even as the brand evolves and the format varies to meet the needs of our consumers, our commitment to celebrating how we do beer and culture remains unwavering. This year, we are taking the festival to our consumers, allowing us to truly meet them where they are and deepen our social and economic impact across the country.”

The Ag. KBL Commercial Director, Edward Kimathi, also spoke, highlighting the business strategy behind the new format. “This year’s deconstructed approach is about creating richer, more authentic experiences that resonate with our consumers,” he said. “It also allows us to open up our value chain to a wider network of local service providers and talent. As a proud Kenyan brand, KBL remains committed to growing and supporting the local economy.”

The launch event provided a first glimpse into the festival’s exciting calendar, which will feature a series of regional events designed to offer unique, localized experiences:

•            Nairobi Edition: October 4th at Carnivore Grounds

•            Rift Edition: October 11th at Tamasha, Eldoret

•            Coast Edition: October 18th at New Big Tree, Bamburi

•            Lake Edition: October 25th at Atella Beach Resort, Kisumu

•            Mountain Edition: November 1st at The Stinger Lounge-Kinyuki, Nanyuki

In addition to the main festivals, Tusker Oktobafest will be supported by over 200 on-trade activations nationwide. Beer enthusiasts can also look forward to flash sales and exciting discounts on their favourite KBL beers, including lagers, stouts, ciders, and malts. These exclusive offers will be available on ke.thebar.com and through select e-commerce partners.

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How to Verify and Avoid Scammers Posing as Fake Agents

Kenya is experiencing a significant rise in fraud, both online and offline. From cyberattacks targeting critical systems to fake agents and mobile phone scams, fraudsters are exploiting every vulnerability to steal money and sensitive information.

A recent report, the Cyber Shujaa Industry Report 2025, revealed that Kenya recorded 2.5 billion cyberattacks between January and March 2025. Criminals are exploiting weak passwords, outdated software, and insecure networks to breach systems.

At the same time, mobile phone scams are becoming increasingly common. According to a World Bank survey, nearly half of Kenyan mobile phone users recently received fraudulent calls or text messages disguised as urgent financial requests, prize claims, or official government notices. While 51 percent of victims avoided sending money, the growing sophistication of these scams highlights the need for heightened vigilance.

Amid this surge in digital fraud, physical scams like agency fraud are also on the rise. Fraudsters posing as bank agents are targeting families and individuals, exploiting their trust to steal money. Protecting yourself from such scams requires awareness and the ability to identify genuine agents.

#KataaUtapeli #KaaChonjo

Jane, a small business owner in Nairobi, was rushing to deposit cash at what she thought was a bank agent outlet. However, the kiosk lacked the familiar bank agent branding, no official colours, logos, or signage. When Jane asked for the Certificate of Accreditation, the fake agent gave vague excuses. The required information poster, which should display the agent number and customer service contact, was also missing.

Feeling uneasy, Jane decided to call the bank’s customer service hotline. After providing the agent’s details, she was informed that the outlet was not registered with the bank. Jane’s quick thinking and decision to verify saved her from losing her hard-earned money to a fraudster.

How to Identify Genuine Bank Agents

Like Jane, you can protect yourself by ensuring you’re transacting with an authorized bank agent. Here’s what to look out for, for example, Equity Bank agents are branded as follows:

  • Official Branding: Genuine agents display consistent Equity Bank branding, including logos and signage.
  • Certificate of Accreditation: Check for a valid, up-to-date certificate issued by Equity Bank.
  • Agent Information Poster: Ensure the poster includes the agent number, customer service contact, and the managing Equity Bank branch.
  • Online Verification: Confirm the agent’s authenticity on the official Equity Bank website.

Essential Security Tips to Protect Yourself

Equity Bank is committed to safeguarding its customers. Follow these tips to stay safe:

  • Never share PINs, passwords, or personal banking details with any agent staff.
  • Always confirm the transaction details on the POS or mobile screen before authorizing.
  • Keep your ATM’s CVV, PIN, passwords, and OTPs private; banks will never ask for these details.
  • Use unique passwords for your banking and social media accounts.
  • If your card gets stuck in an ATM, do not leave or accept help from strangers; contact your bank immediately.
  • Avoid using public Wi-Fi for online banking; use mobile data instead.
  • Verify payment instructions before making any money transfers.
  • Download banking apps only from official app stores and enable two-factor authentication.
  • Memorize your PIN, keep it confidential, and shield the keypad when entering it in public.
  • Report lost IDs or passports to your bank and the relevant authorities as soon as possible.
  • Never accept assistance from strangers at ATMs; call your bank if you encounter issues.
  • Regularly monitor your accounts for unusual activity and report anything suspicious immediately.
  • Report suspicious numbers or SMS lines to 333 for FREE.
  • Be cautious of calls or messages from unknown numbers. All official calls from Equity Bank will originate from 0763 000 000.
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Insurance companies in Kenya

When most people hear the word “insurance”, they often think of long paperwork, monthly deductions, or something only “big people” in business need. But in reality, insurance is one of the most practical ways to protect yourself, your family, and your property from life’s unexpected events.

Whether it’s a medical emergency, a car accident, a fire, or even the loss of a loved one, insurance provides peace of mind by helping you handle financial shocks.

What is Insurance

At its core, insurance is a safety net. You pay a small amount of money regularly (called a premium) to an insurance company. In return, if something bad happens — like illness, an accident, or damage — the insurance company helps cover the costs.

A representational image of health insurance. PHOTO/Courtesy

It’s like contributing to a community fund where you share risks with others, but on a formal and legally binding basis.

Types of Insurance Services Available in Kenya

Kenya’s insurance market has grown, offering products for individuals, families, and businesses. Here are the most common types:

  1. Health Insurance
    Covers medical expenses like hospital visits, surgery, and prescriptions. In Kenya, the Social Health Insurance Fund (SHIF) offered by the Social Health Authority (SHA) is now the most popular option after the transition from the then National Health Insurance Fund (NHIF), but private health insurance offers broader coverage and faster access to hospitals.
  2. Life Insurance
    Provides financial support to your family if you pass away. It can help cover funeral costs, children’s education, or debts you may leave behind.
  3. Motor Insurance
    Mandatory by law for all vehicle owners. It covers accidents, theft, or damage. Policies range from third-party (basic) to comprehensive (covers both you and others).
  4. Home & Property Insurance
    Protects your home and belongings from risks like fire, theft, or floods.
  5. Education Insurance (Endowment Plans)
    Helps parents save for their children’s education with built-in life cover.
  6. Business Insurance
    Covers risks like fire, theft, liability, or employee-related issues, ensuring businesses stay afloat even after losses.

Why Insurance is Important

  • Peace of Mind: You don’t have to panic when life takes an unexpected turn.
  • Financial Security: Insurance reduces the burden of sudden expenses.
  • Legal Requirement: Some covers, like motor insurance, are required by law.
  • Long-Term Planning: Life and education policies help families plan for the future.

Common Myths About Insurance in Kenya

  • “Insurance is only for the rich.” → False. Many policies are affordable and tailored to different income levels.
  • “SHA is enough.” → SHA is helpful but limited; private covers give more options.
  • “Insurance companies never pay.” →Reputable insurers do pay claims, but it’s important to read and understand your policy terms.

How to Choose the Right Insurance

  1. Assess Your Needs: Do you need medical cover, life insurance, or protection for your car?
  2. Compare Policies: Look at benefits, exclusions, and premium costs.
  3. Check Reputation: Choose companies licensed by the Insurance Regulatory Authority (IRA).
  4. Seek Advice: Speak with insurance agents or financial advisors before committing.
  5. Start Small: Even basic cover is better than none.

Insurance may not stop bad things from happening, but it ensures you’re not left financially stranded when they do. Think of it as a partner in managing life’s uncertainties. For Kenyan families and businesses, taking up insurance is not just a financial decision — it’s a step towards security, stability, and peace of mind.

So, whether you’re just starting out in life, raising a family, or running a business, the best time to get insured is now.

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Forex trading
  • Forex trading sounds simple, but it’s also one of the largest and most liquid financial markets in the world, with over $6 trillion traded every day.
  • Like any investment, Forex comes with risks.
  • Licensed brokers provide more security for your funds, so it’s wise to check whether your chosen broker is CMA-approved.

In recent years, Forex trading has become one of the hottest topics in Kenya’s financial space. From young graduates in Nairobi to entrepreneurs in Mombasa, many Kenyans are turning to the foreign exchange market as a way to earn extra income, achieve financial independence, or even build full-time careers.

But what exactly is Forex trading? How does it work? And most importantly, what should you know before diving in?

What is Forex Trading?

Forex (short for foreign exchange) is the buying and selling of currencies. Simply put, it’s where traders speculate on how one currency will perform against another. For example, you might trade the Kenyan Shilling (KES) against the US Dollar (USD). If you think the dollar will strengthen against the shilling, you’d buy USD/KES. If you think the opposite, you’d sell.

A representational photo of forex trading. PHOTO/Courtesy

It sounds simple, but it’s also one of the largest and most liquid financial markets in the world, with over $6 trillion traded every day.

Why Forex Trading is Growing in Kenya

Several factors have fueled the popularity of Forex trading in Kenya:

  • Smartphones & Internet Access: With affordable smartphones and cheaper internet, more people can trade from anywhere, even in rural areas.
  • Mobile Money Integration: M-Pesa has made deposits and withdrawals fast, giving Kenyan traders flexibility.
  • Awareness & Training: Social media, online courses, and local Forex communities have helped spread knowledge.
  • Global Opportunities: Unlike local investments, Forex connects Kenyans to global financial markets, allowing them to profit regardless of economic conditions at home.
A photo of someone trading on a phone. PHOTO/Courtesy

Is Forex Trading Legal in Kenya?

Yes. Forex trading is legal and regulated in Kenya. The Capital Markets Authority (CMA) is the body in charge of licensing Forex brokers. Licensed brokers provide more security for your funds, so it’s wise to check whether your chosen broker is CMA-approved.

What You Need Before You Start

  1. A Reliable Broker
    Choose a broker that is regulated, preferably by the CMA or other reputable international bodies.
  2. Internet & a Smartphone/Laptop
    Most trading platforms work well on mobile apps.
  3. Capital
    While you can start small, don’t risk money you can’t afford to lose. Many beginners start with as little as Ksh 5,000 – 10,000.
  4. Knowledge
    Learn the basics before putting your money on the line. Understanding risk management, trends, and trading strategies is key.

The Risks

Like any investment, Forex comes with risks. Many traders lose money when they rush in without preparation. High leverage (borrowing from brokers to increase trade size) can magnify both profits and losses. It’s not a quick-rich scheme — discipline and patience matter more than luck.

Tips for Kenyan Beginners

  • Start Small: Use demo accounts before trading real money.
  • Avoid Scams: Be cautious of “gurus” promising overnight wealth.
  • Focus on Learning: Join local trading forums or online communities.
  • Stay Disciplined: Set goals, stick to your strategy, and manage risk.

Forex trading is not a magic ticket to wealth, but with the right skills, discipline, and patience, it can be a powerful way for Kenyans to diversify income. Like farming, it requires time, effort, and learning from both wins and losses.

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Redmi 15

Xiaomi Kenya today announced the official launch of the Redmi 15, a powerful and stylish smartphone that brings bigger energy, bigger visuals, and bigger sound to everyday life. With its GIANT 7000mAh battery, expansive 6.9” immersive display, and 200% volume boost, the Redmi 15 is designed to deliver non-stop performance and entertainment — all at an unbeatable price.

GIANT Power That Stays for Long

At the heart of the Redmi 15 is a GIANT 7000mAh (typ) battery — Xiaomi’s largest ever in the global market. Built with advanced silicon-carbon anode technology, it delivers up to 28 hours of video playback, 29 hours of reading, and even 64 minutes of calls with just 1% charge.

With 33W fast charging, Smart Charging Engine 2.0, and Battery Health 4.0, the Redmi 15 balances charging speed with long-term battery health. It also supports 18W reverse charging, letting it act as a pocket power bank for other devices.

GIANT Display Experience

The Redmi 15 features a 6.9” FHD+ immersive display with up to 144Hz refresh rate and 288Hz touch sampling, making every scroll, swipe, and stream ultra-smooth. With 374 ppi clarity, TÜV Rheinland certifications (Low Blue Light, Flicker-Free, Circadian Friendly), and DC Dimming, the Redmi 15 ensures crisp visuals with comfort, even during long hours of use.

GIANT Sound, GIANT Entertainment

Redmi 15 amplifies every beat with a 200% volume boost, powered by Hi-Res Audio and Dolby Atmos®. Whether it’s gaming, music, or movies, users can enjoy immersive, powerful sound that fills every space.

Bold Design, Refined Finish

Crafted with a quad-curved back and metal accents, the Redmi 15 is sleek yet sturdy, measuring just 8.55mm thin and weighing 224g. It is available in three elegant finishes:

  • Sandy Purple (bold and youthful)
  • Titan Gray (strong and confident)
  • Midnight Black (classic and timeless)

Performance That Delivers

Powered by the Snapdragon® 685 Mobile Platform built on a 6nm process, the Redmi 15 ensures efficient, reliable performance. With up to 16GB RAM via Memory Extension and expandable storage up to 2TB, it handles everything from multitasking to gaming with ease. Running on Xiaomi HyperOS 2, users get features like Circle to Search, Google Gemini integration, and Xiaomi Interconnectivity for a smarter experience.

Capture Every Detail

The 50MP AI dual camera captures vivid photos in all conditions, while the 8MP selfie camera offers natural, Instagram-ready shots. With Auto Night Mode, clarity remains even in low light.

Durability That Lasts

With IP64 dust and water resistance and Wet Touch Tech 2.0, Redmi 15 is built for life. Even in extreme conditions of -20°C, it delivers up to 14 hours of video playback or 7 hours of calls.

Availability & Pricing in Kenya

The Redmi 15 will be available in Kenya starting September 25, 2025 in Sandy Purple, Titan Gray, and Midnight Black.

  • 6GB + 128GB: From KES 17,999
  • 8GB + 256GB: From KES 19,999

The phone is available now at all Xiaomi Partner Stores nationwide, and online via the Xiaomi Kenya Official Website  mi.com/ke, Jumia Kenya, and Kilimall.

Exclusive Launch Offer

As part of the launch campaign, every purchase of the Redmi 15 comes with a FREE Xiaomi 10000mAh Powerbank (while stocks last).

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Raila Odinga

Orange Democratic Movement (ODM) party leader Raila Odinga has sent a heartfelt condolence message to Mathare Constituency Member of Parliament (MP) Anthony Oluoch following the death of his father, Mzee Charles Antony Ondiek.

Raila says the lawmaker’s father died after a 15-year battle with cancer.

Mathare MP Anthony Oluoch. PHOTO/Courtesy

In his message issued via the ODM official social media pages on Wednesday, September 24, 2025, Raila described Mzee Ondiek as a towering pillar of the Kanyakwar community and the wider Kisumu County, recalling their time working together at the Kenya Bureau of Standards in the 1970s.

“Dear Antony, It is with great sorrow that I have learned of the passing of your beloved father. Mzee Charles Antony Ondiek, following a courageous 15-year battle with cancer. I know this is an incredibly painful loss to your family, and pray that you find the strength and comfort to endure this heartbreaking time,” Raila stated.

Raila went ahead to describe his relationship with Mzee Ondiek.

“I knew Mzee well, having worked with him at the Kenya Bureau of Standards in the 1970s, and Kanyakwar has indeed lost a towering pillar of the community, as has the greater Kisumu County. Please accept my deepest condolences, and kindly extend the same to your entire family, friends, and all those who were close to Mzee,” Raila’s message read.

“May the Almighty God be with you during this difficult time, and may Mzee’s soul rest in eternal peace.”

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Global payments giant PayPal Holdings, Inc. (NASDAQ: PYPL) has announced a $100 million investment commitment across the Middle East and Africa, a move expected to benefit Kenya’s fast-growing digital commerce sector.

The investment, which will be rolled out over the coming years, will support entrepreneurs, fuel innovation, and drive inclusive economic growth in one of the world’s fastest-expanding regions for digital trade. PayPal said the funds will be deployed through a mix of minority investments, acquisitions, PayPal Ventures funding, talent development, and technology deployments.

“The Middle East and Africa are home to some of the most dynamic and rapidly evolving businesses in the world,” Alex Chriss, President and CEO, PayPal, said. 

“By dedicating a $100 million investment to this region over the coming years, we’re investing in the technologies, partnerships, and solutions that will help entrepreneurs scale faster, expand their reach beyond borders, and unlock new opportunities for growth in the digital economy.”

The aim is to help local businesses scale, open new opportunities for innovators, and expand access for millions of consumers and communities to the digital economy.

The announcement follows PayPal’s April launch of its first regional hub in Dubai, designed as a gateway to provide businesses — from large enterprises to small merchants — with secure, frictionless payments and greater access to international markets.

“This commitment underscores our dedication to expanding PayPal’s presence in the Middle East and Africa, and our focus is to build stronger connections between local businesses and the global marketplace,” said Otto Williams, Senior Vice President, Regional Head, and General Manager of PayPal Middle East and Africa.

“We’re focused on expanding our footprint in the region and ensuring millions of consumers and businesses can access more of the digital services they need to thrive.”

For Kenya, which already hosts one of Africa’s most dynamic fintech ecosystems, the investment could provide new opportunities for startups and small businesses seeking to expand beyond their borders. PayPal Ventures has previously backed several African fintech companies, including Tabby, Paymob, and Stitch, demonstrating its interest in the region’s emerging technology landscape.

The $100 million commitment also underscores PayPal’s intention to deepen its footprint in the Middle East and Africa while connecting local businesses more closely with global commerce networks.

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